1. No, rural credit cooperatives cannot provide unsecured loans, but can provide mortgaged loans.
2. Unsecured loans, also known as unsecured loans, or credit loans. No collateral is required, only proof of identity, proof of income, proof of address and other materials, as well as a loan application from the bank. The bank issues loans based on the individual's credit situation. The interest rate is generally slightly higher than that of secured loans. Customers can apply for loans based on their personal credit conditions. Choose the loan period according to the specific situation, and then sign a contract with the bank to ensure it is guaranteed.