Can I pay by credit card on Taobao?

You can pay by credit card, but you must open online banking. The payment steps are as follows:

Step 1: The buyer selects the product he wants to buy in the online store (click "Add to Cart" to add the selected product to the shopping cart)

Step 2: Check the details of the products purchased in the shopping cart (click "Checkout" to pay for the purchased products)

Step 3: Select the express delivery type (after selecting the express delivery type, click "Continue" to select Payment method)

Step 4: Select payment mode (select credit card payment)

Step 5: Order confirmation (make final confirmation, then click "Submit Order" to enter payment page for credit card payment)

Step 6: Enter the credit card payment page, where the buyer fills in his credit card information (after filling in the relevant credit card information, click "Pay", and the system will transfer the credit card information, The order amount, order number, are automatically encrypted and sent to the bank for verification)

Step 7: Return the payment result (the running order number formed by the website and the payment result seen by the buyer)

Step 8: The merchant can see the payment status of the order in the payment merchant backend. If the payment is successful, the merchant can ship the goods to the buyer.

Credit card security:

1. Set password

Many bank credit cards now provide password functions, including query passwords and consumption passwords. After setting the password, when we swipe the card for consumption, we need to enter the correct password to complete the transaction. Also pay attention when setting passwords. Do not use birthdays, house numbers, phone numbers, etc.

2. Signature confirmation

When swiping the card, we need to confirm the transaction amount entered by the seller on the POS machine. After the transaction is completed, we need to carefully check the transaction information on the printed order, and sign the document after confirming it is correct. If there is no signed consumption record, we will not be responsible for any losses.

3. Pay attention to the card usage environment

Do not swipe cards at non-standard merchants. After a successful transaction, pay attention to the list printed out, and do not have all of it. If there is a password, you need to block it with your hand before entering the password (because merchants often have cameras above the card payment) to prevent the password from being leaked.

Can Bank of China’s credit cards be paid online?

You can log in to Bank of China’s mobile banking, click on the mobile payment area, and enable or disable the online payment function under the inter-bank payment section.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

Can credit cards be used to pay directly on Taobao?

This is not possible. You must bind Alipay to Taobao before you can pay with credit cards.

Notes:

1. All payments on Taobao are made through Alipay. Even if you pay directly with online banking or credit card, the money will be paid from your Alipay. Pay it forward after a while. Payment cannot be made without Alipay, so you must register an Alipay account.

2. There is a limit for paying with a credit card on Taobao. The limit for online payment is determined by the bank and has nothing to do with Alipay. For example, if the credit card payment limit is 3,000, you can pay 3,000 directly online, but you can only top up Alipay with 1,500.

Extended information:

When shopping online, the buyer uses a credit card to pay, and the handling fee deducted is 1%, but the handling fee is not necessarily borne by the seller. It is the responsibility of the buyer.

When paying with a credit card, the regulations on who will deduct the handling fee are as follows:

If the seller has activated the credit card payment function and uses a credit card to pay and confirm receipt of the goods, the seller’s Alipay will receive A 1% handling fee will be deducted from the payment.

If the seller does not activate the credit card payment function and uses a credit card to pay, the buyer will enjoy a free limit of 500 yuan per card per month, and consumption within the free limit will be waived. For consumption exceeding the free limit, if there is no replaceable credit card for payment, a 1% handling fee will be charged.

Reference materials: /payservice.alipay.com/intro/index.htm?c=xyk"target="_blank"title="Alipay-What is credit card payment? "Alipay - What is credit card payment?

Can credit cards be used for online payment, or transfer

Yes.

Take binding a credit card to Alipay as an example. Details The payment steps are as follows:

1. First open the Alipay APP.

2. Then enter the Alipay page and select "Scan" where the arrow points.

3. After purchasing, scan the merchant's payment code.

4. On the payment page, enter the payment amount and click "Confirm Payment".

5. Next, select "Payment Method" on the payment confirmation page.

6. Then select the bound credit card in the list, and finally enter the payment password to make the payment.

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