No, credit card balances do not appear on credit reports, and credit cards do not appear on credit reports. Because the credit investigation system mainly displays the monthly repayment status of the cardholder, such as whether it is overdue, the number of overdue days, whether the repayment is normal, etc.

The content of the credit report is as follows:

1. First, your basic personal information, such as name, file type and number, mailing address, contact information, marital status, residence information, occupation Information, etc.;

2. There is also credit transaction information such as credit card information, loan information;

3. Finally, other information, namely personal provident funds, pensions, etc.