There are differences between ABC's credit card and credit card in terms of quota, annual fee, deposit certificate and interest-free period, as follows:

1. Credit limit: the credit card limit is 5,000 yuan, the gold card limit is 1000 yuan, and the credit card limit is determined according to the credit degree of the cardholder.

2. Annual fee: the annual fee for personal ordinary card of credit card is 50 yuan, the annual fee for gold card is 100 yuan, and the annual fee for personal ordinary card and gold card of credit card is 25 yuan.

3. Deposit interest: Credit card deposits have current interest, but credit card deposits do not.

4. Interest-free period: There is no interest-free repayment period for credit cards, and the shortest interest-free repayment period for credit cards is 25 days and the longest is 56 days.