How long does it take for a China Merchants Bank credit card to be reviewed

It usually takes 10 working days from the time the applicant's credit card application is received to the completion of the credit card review. After the credit card review is completed, the card will be printed and sent to the address specified by the applicant within 2 working days. China Merchants Bank generally uses registered mail or EMS to send credit cards, which usually takes 3 to 15 days.

Under normal circumstances, it will take at least 17 days for the applicant to receive the credit card from the time the applicant successfully submits the credit card application. Therefore, applicants need to wait patiently. During the credit card review and delivery period, applicants need to keep their mobile phones open. Failure to receive the card in time or returning the card will extend the time to obtain the card.

When China Merchants Bank approves the applicant's credit card application, it will send an approval SMS to the applicant. Applicants should not block SMS from China Merchants Bank.

Applicants can check the credit card application progress and mailing progress through China Merchants Bank mobile banking, online banking, mobile life, and WeChat banking.

Credit card review requires a comprehensive assessment by China Merchants Bank. There are many reference factors, including but not limited to age, job, income, education, financial resources, and the applicant’s card use and credit status in other banks. wait.

In order to reduce the time for applicants to obtain credit cards, applicants need to provide true, valid and complete personal information.

How long does it take to apply for a China Merchants Bank credit card?

It usually takes about 15 working days to process a China Merchants Bank credit card, and it may take up to 30 working days. The approval process generally takes 1 to 15 working days. After the approval is completed, the card production step will proceed. Card production and card delivery generally also take 15 working days. Therefore, the approval time for bank credit cards is 15 working days to 30 days. working days.

How long does it take for China Merchants Bank’s credit card to be reviewed?

1. China Merchants Bank’s credit card needs to be reviewed for about 10 working days. If the review is passed, the bank will remind you by text message.

2. In addition, when your credit card is under review, you can check the progress of card application through China Merchants Bank online banking.

3. The latest products are up to RMB 50,000

4. China Merchants Bank credit card needs about 15 working days to be reviewed. The review may be fast or slow. If your qualifications are good, the review is generally is faster.

5. Generally, after your approval is passed, the bank will take 2 working days to produce the card and then mail it to you via registered postal mail.

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How long does it take for a China Merchants Bank credit card application to be approved

1. China Merchants Bank credit card promotion After receiving the applicant's application information, the personnel will transfer it to the credit card center review department. It usually takes 10 working days from the time the review department receives the applicant's application information to the completion of the credit card review.

2. If approved, the card will be printed and sent within 2 working days. A text message will be sent to notify you of the card delivery the next day. Applicants can check the card 2-3 working days after receiving the text message. Shipping progress: The card is sent to the customer's billing address by registered mail by default, and the delivery time is generally within 15 days. Free express delivery for Platinum and Unlimited cards.

Extended information:

Application conditions

(1) Chinese residents who are over 18 years old, have full capacity for civil conduct, and have good credit standing, and are resident in China Foreigners and compatriots from Hong Kong, Macao and Taiwan can apply for a personal credit card master card from the card issuer with their valid identity documents.

The main cardholder can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. The main cardholder can apply to cancel the supplementary card at any time.

(2) Any enterprise, administrative institution, social group, other economic organization authorized by a legal person, etc. that opens a basic deposit account in a financial institution within China and has independent legal person status can submit a deposit account issued by the People's Bank of China. Apply for a corporate card from the card issuer with the basic deposit account opening license and other supporting documents.

The qualification of the company card holder shall be designated and revoked in writing by the legal representative of the company or his authorized person. The applicant unit shall bear all debts incurred by the unit card.

(3) When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully according to the card issuer's regulations and submit relevant supporting documents required by the card issuer, and agree to the card issuer's request to any Relevant departments, units and individuals understand and inquire about the credit status of applicants, and retain and use relevant data.

(4) The card issuer shall decide whether to issue a card based on the applicant's credit status, whether to require the applicant to provide guarantee and the method of guarantee, determine the method and type of card collection, and the credit limit to be granted to the applicant, etc. . Unsuccessful application materials will not be returned.

(5) The ways in which the applicant provides guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract should be signed separately for guarantee. The scope of guarantee covers all debts incurred by cardholders under their credit cards (including but not limited to principal and interest of overdrafts within the credit limit and overdrafts beyond the credit limit, over-limit fees, late fees and recourse fees).

Baidu Encyclopedia - China Merchants Bank Credit Card

How many days will it take for the China Merchants Bank credit card review results to be released

If it is your first online banking appointment to apply for a China Merchants Bank credit card, the system will fill in the information you filled in After the initial review of the information, there are two different situations after the review: a CMB specialist will contact you by phone within 4 working days to make an appointment for a visit; a review notification text message will be sent to you, and you are required to come to CMB within 30 days with the text message and a valid ID card. Sign and confirm the procedure at any outlet. If the verification is successful, the card will be mailed to you and you will receive it about a week after it is sent. Warm reminder:

1. The two situations are automatically assigned by the system and cannot be selected. The final review result shall prevail.

2. If the interview time exceeds 30 days, you need to resubmit the application materials to the branch for processing. You can only apply once within 2 months of online banking appointment.

(Response time: June 5, 2020. For the latest business changes, please refer to the official website of China Merchants Bank.)

How long does it take to approve a China Merchants Bank credit card?

China Merchants Bank credit card approval usually takes 10 working days.

Notes on credit card application:

1. Pay attention to the annual fee charging standards, annual fee exemption rules, etc. of the credit card you are applying for.

2. Pay attention to choosing a bank that suits you when applying for a credit card. The cash withdrawal fees and cash installment fees of each bank's credit card are different, so you should understand it clearly when applying.

3. Apply for a suitable credit card according to your own needs. For example, MasterCard, VISA and other credit cards cannot be swiped at UnionPay POS machines. Generally, UnionPay single-currency cards or UnionPay and other cards are used in China. Dual currency card of currency.

4. Pay attention to the credit card’s preferential rules and points rules.

5. When applying for a credit card, providing sufficient financial documentation will help increase your credit limit. Materials proving your financial resources can include salary records issued by banks, income tax withholding certificates (tax payment certificates), or documents proving the market value of houses, cars, deposits and investments, etc. that can prove your financial level. The real estate certificate must contain the name of the person or his/her spouse (with proof of relationship); the car driving license must be in the name of the person.

This is the end of the introduction about how long it takes to review China Merchants Credit Card and how long it takes to get the card. I wonder if you found the information you need?