What are the minimum requirements for a Bank of Communications credit card?

What are the minimum requirements for a Bank of Communications credit card?

1. Application conditions for a Bank of Communications credit card

Chinese citizens whose age range is between 18 and 65 years old (youth card is between 18 and 30 years old), who have full capacity for civil conduct, have legal and stable income, and foreigners who have the right of residence in China and other conditions Compatriots from Hong Kong, Macao and Taiwan can apply for Bank of Communications credit cards.

In addition, application conditions for different types of cards:

1. New card application: customers who have never had a Bank of Communications main credit card or whose card has been canceled for more than half a year. Customers who apply for a card online must hold a second-generation ID card and have never had a Bank of Communications principal credit card

2. Apply for additional cards: Customers who currently have a Bank of Communications principal credit card

3. Apply for a card: Customers who have a main credit card from another domestic bank and have held the card for more than half a year

4. Apply for an additional card: Over 16 years old and hold the same card as the main card Persons are parents, children, spouses or other direct relatives (a minimum of 3 supplementary cards can be applied for each main card name, and supplementary cards cannot be applied for youth card, business card, and BOSS card)

2. Credit card Information required for application

(1) Identity documents:

1. Residents in China: second-generation ID card, military ID card, armed police card

2 , Hong Kong, Macao, residents: Mainland Travel Permit for Hong Kong and Macao residents

3. Taiwan residents: Mainland Travel Permit for Taiwan compatriots

4. Foreigners: Passport

(2) Work certification documents

Any one of the following work certification documents:

1. Work permit, employment pass, pass, etc. pre-printed with the name of the work unit and the name of the employee. Copy of name badge

2. Original business card pre-printed with the name of the work unit and employee name

3. Original work certificate issued by the unit within the last 3 months, stamped with the official seal of the unit Or human resources department seal or financial seal or trade union seal, indicating the date of issuance

4. A copy of the teacher appointment letter issued by the National Education Commission or the school within the last year (applicable to teachers)

5. Copy of registered physician's practicing certificate (applicable to doctors)

6. Pre-printed medical insurance list with the name of the unit and the name of the employee, printed within the last month, including the words medical insurance, customer name, name of the unit , The payment record should be displayed on a one-page attachment

Note: If you are a private owner, you need to provide a copy of the business license containing the name of the registrant, the name of the unit and the date of business start, and there is no need to provide the above work certification documents. .

(3) Income certification documents

Any one of the following income certification documents:

1. Pay stub for any month in the last 3 months ( If the salary slip does not show the name of the unit, the original copy is required)

2. A copy of the bank statement/passbook showing the applicant’s name and salary income in any month of the last three consecutive months

3. The original salary certificate issued in the name of the unit within the last 3 months, stamped with the official seal of the unit, the seal of the human resources department, the seal of the finance department, or the seal of the trade union, and indicating the date of issuance

4. Copy of any personal income tax bill within the last 12 months

(4) Credit card certification documents

Copies of the front of credit cards from other domestic banks

(V) )Financial support documents

Copies of any of the following supporting documents:

1. The real estate certificate in the applicant’s name, or the house purchase contract, or the house pre-sale contract, or the mortgage contract, Or a formal house purchase invoice

2. The original vehicle driving license in the applicant’s name, the model must be a sedan and the purpose must be non-operational

(6) Residence certificate

1. A copy of the utility bill (including water, electricity, gas, landline or mobile phone, etc.) in the name of the applicant for any month in the last 3 months

2. Any month in the last 3 months Copies of bank, securities, insurance, fund, etc. statements

3. Household register showing the applicant’s current residential address, driver’s license, real estate certificate, social security card, house purchase contract, housing loan contract, house purchase invoice Copies, etc.

4. Copy of the rental contract, within the validity period of the contract

5. ID card (the bill mailing address must be consistent with the ID card address

What are the minimum requirements for applying for a credit card from your bank?

The ICBC bank card I applied for has no requirements

What are the minimum requirements for applying for a credit card at CITIC Bank in Haining, Jiaxing, Zhejiang

If you have not applied for a credit card at another bank, you can apply for a credit card at CITIC Bank with your driving license, real estate license and business license.

If you already have a credit card from another bank, you can go online at CITIC Bank. To apply for a credit card, you can apply for a CITIC Bank QQ card. The limit is generally the same as that of other banks’ credit cards.

If you don’t have any proof of assets, you can just try to apply online.

Chengdu. What are the minimum requirements for a credit card?

Just go to the bank and be over 18 years old.

How to calculate the minimum repayment of Bank of Communications credit card?

LZ is all caused by you withdrawing cash. There is no interest-free period for cash withdrawals with bank cards. Interest will be calculated on the same day. The interest will be calculated at 0.05% on the basis of 2,500. It is a terrifying and time-consuming compounding interest. Over time, it will be more than 2,500 principal, so your monthly minimum payment will be higher and higher unless it is paid off at once

Which credit card bank has the lowest minimum credit card fee requirement

Hello, if you apply for a China Merchants Bank credit card, there is no handling fee when opening an account. The fees include:

Revolving credit interest, daily interest, five-year fee, gold card main card, RMB 300 per card, Gold card supplementary card is RMB 150 per card, ordinary card principal card is RMB 100 per card, ordinary card supplementary card is RMB 50 per card, VISAMINI credit card principal card is RMB 150 per set, supplementary card is RMB 75 per set MSN card production fee is RMB 50 per card The minimum late payment fee is 5% of the unpaid balance, the minimum loss reporting fee is RMB10 yuan or USD1 yuan, RMB60 yuan/card, VISAMINI credit card, RMB60 yuan/each set or each card, overseas replacement emergency replacement card processing fee Visa card ( VISA): USD 175 yuan/card; MasterCard: USD 155 yuan/card call-up and purchase order handling fee original: domestic RMB 50 yuan/pen; foreign USD 8 yuan/pen; copy: domestic RMB 20 yuan/pen; foreign USD 5 yuan/ The handling fee for re-creating a password letter is RMB 15 yuan/letter. If you use express delivery, the cash advance fee is 3% of the cash advance transaction amount. The minimum charge is RMB 30 yuan/letter and USD 3 yuan/letter (with cash withdrawal) The handling fee for damaged cards is RMB 15 yuan/card, regardless of the same city or place. If you use express delivery, it is RMB 35 yuan/card. VISAMINI credit card RMB 15 yuan/each set or card issuance certificate (deposit, settlement?) Handling fee RMB 20 yuan/ Handling fee for making a replacement statement If you request a statement 3 months ago, you will be charged RMB 5 per month. The expedited fee for sending the password letter for the first time is RMB 20 by express. / seal a new card / report a lost card. The express fee is overpaid to collect the card. The reimbursement fee is five thousandths of the remittance amount, with a minimum charge of RMB 5 yuan/transaction, and USD 1 yuan/transaction foreign exchange handling fee. 1.5% of the transaction amount is settled

"If you have other questions, it is recommended that you add "QQ" or "WeChat" online consultation

Method 1: Search for "4008205555" in QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend;

Method 2: In Just search the number "cmb4008205555" on WeChat and follow the China Merchants Bank Credit Card Center.

For detailed information, please click: .cmbchina./Common/default.aspx?pageid=zxkf, thank you for your attention and support! /p>

What are the minimum requirements for applying for a credit card at China Construction Bank?

The working units are: state-owned enterprises, public institutions and other large units and powerful private enterprises

The salary income is generally at least 1,200 per month,

The work is at least two Years and above

Usually these are the ones you need to go to China Construction Bank to fill out an income certificate and stamp it with the official seal of the Ministry of Manpower of your unit. Just send it to China Construction Bank. The credit card is mailed from Shanghai to your city

Minimum repayment of Bank of Communications credit card

The minimum repayment amount is controlled by the bank. You can Minimum payment cannot be set. You can apply for minimum repayment when your credit card is due.

The specific credit card repayment deadlines and penalties are as follows:

If you pay it off in full, no fees will be incurred;

Credit cards generally have three days after the repayment date. Grace period, repayment within the grace period is deemed to be repayment on time;

If you repay the minimum repayment amount, daily interest needs to be calculated, starting from the date of consumption accounting;

If If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be considered overdue, and interest will be calculated from the accounting date. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will be charged on a monthly basis. ;

The specific daily interest rates may vary for various credit cards.

Requirements for applying for Bank of Communications Visa Expo Credit Card

Requirements for applying for Bank of Communications Visa Expo Credit Card

Fill out a credit card application form at Bank of Communications and submit Go up and wait for approval

What are the minimum requirements for applying for a CCB credit card?

The basic conditions for applying for a CCB credit card are: be between 18 and 70 years old and have full capacity for civil conduct; have a stable career and income, be able to repay principal and interest on time, and have good credit.

You must have a local residence, a stable job and income, and your income cannot be too low, at least enough to repay your mortgage on time each month. In addition, if you have no bad credit record in the past, you can apply to CCB if you meet these requirements. Or go to the CCB official website to apply online.

What are the requirements for applying for a Bank of Communications credit card?

Requirements for applying for a Bank of Communications credit card:

Just meet one of the following requirements

1. Original ID card and social security number of the unit (more than half a year old)

2. Original ID card and proof of income (with official seal or personnel seal)

3. Original ID card and copy of work badge (handwritten) Business card and business card)

4. Original ID card and other bank credit card (more than half a year old)

5. Original ID card and business card

6. If it is 2003 College or undergraduate degree graduated after (including 2003) and under 30 years old.

You only need your ID card to apply. No other information is required.

7. If you have a mortgage property loan in your own name, (all domestic banks are acceptable). You only need

your ID card to apply. No other information is required

Platinum Credit Card

The Bank of Communications Platinum Credit Card provides you with a full range of business travel or family travel services, covering airport VIP lounges, alcoholic driving, and road services. Exclusive services such as rescue and high-cost comprehensive family travel protection provide you with a platinum life experience.

Standard Credit Card

Bank of Communications Standard Credit Card provides complete credit card financial services, password signature, free choice, interest-free repayment period up to 56 days, and a "privileged life" ", "Exclusive Advantages" and many other preferential plans allow you to enjoy the endless fun of swiping your card.

Y-POWER Credit Card

Y-POWER has two unique card surface designs: Force Black and Vibrant White, allowing you to choose your attitude and show off your excellence. Y-POWER gives you strong backing, and strong strength comes from the heart!

Hong Kong New World Department Store Credit Card

Bank of Communications Hong Kong New World Department Store Credit Card is a joint venture between Bank of Communications and Hong Kong New World Department Store The co-branded cards launched include gold cards and regular cards.

Bank of Communications Jinjiang Star Card

Bank of Communications Jinjiang Star Credit Card is jointly designed by Bank of Communications and Jinjiang Inn Hotel Co., Ltd. It is suitable for the majority of business travelers and families traveling independently. A credit card tailor-made for travel enthusiasts.

TESCO Credit Card

Bank of Communications has joined hands with Tesco to present you the new Bank of Communications Tesco Credit Card.

Suning Appliance Credit Card

Bank of Communications Pacific Suning Appliance Credit Card is a joint credit card jointly issued by Bank of Communications and Suning Appliance***.

In addition, Bank of Communications credit cards also have the following card types: Bank of Communications Chengdu Credit Card, Shanghai Travel Credit Card, MORE Card, Business Card, Bank of Communications Installment Credit Card, Bailian OK Credit Card, Liqun Credit Card, Bank of Communications Pinghetang Credit Card, Jinling Lifestyle Credit Card, Bailian Oriental Credit Card, Kai Tai Department Store Credit Card, Aviation Secretary Credit Card, Asia Miles Credit Card, Haagen-Dazs Credit Card, Yongda Auto Credit Card, Self-Mail Credit Card, BBK Credit Card, etc.

Bank of Communications Credit Card Application Conditions

Bank of Communications Credit Card is the general name for all types of credit cards issued by Bank of Communications. Bank of Communications credit card has the advantages of low application threshold, fast limit increase, 56-day long interest-free period, support for Alipay, and high online payment limit (10,000 yuan). What conditions need to be met to apply for a Bank of Communications credit card? What materials do users need to prepare?

1. Application conditions for Bank of Communications credit cards

Any individual with full capacity for civil conduct and legal sources of income can apply to the Bank with his or her valid identity document and other documents required by the card issuer. The card issuer applies for the main Pacific Card; the main card applicant can apply for supplementary cards for his spouse and immediate family members with civil capacity.

All corporate legal persons, agencies, public institutions, and social group legal persons registered in China can present the account opening license issued by the People's Bank of China and the valid identity document of the designated applicant and other documents required by the card issuer. Apply for a RMB card from the card issuer. All corporate legal persons, agencies, public institutions, and social group legal persons registered in China and with legal sources of foreign exchange can apply to the card issuer with the account opening license issued by the People's Bank of China and the valid identity document of the designated applicant and other documents required by the card issuer. Institutions apply for dual currency cards.

2. Application materials required to apply for a Bank of Communications credit card

If you are a domestic resident, you only need to provide: a completed and signed application form, identity document, and proof of residence. Documents, income certification documents;

Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: foreigner residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan.

If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of commencement of operations.

What are the requirements for applying for a Bank of Communications credit card?

What are the requirements for applying for a Bank of Communications principal credit card?

Applicants should be between 18 and 60 years old. Chinese citizens who are between 18 and 35 years old (Youth Card is between 18 and 35 years old) and have full civil capacity, legal and stable income and good personal credit, foreigners and compatriots from Hong Kong, Macao and Taiwan who have the right of residence in China.

1. New card application

Customers who have never had a Bank of Communications main credit card or whose card has been canceled for more than half a year must provide a valid personal identity document, work certificate, residence certificate, and income certificate Or proof of financial resources, etc.

2. Apply for an additional card

Customers who already hold a Bank of Communications main credit card and have good card usage records can only provide proof of identity. If there is new proof of financial resources, etc., it can also be provided.

3. Apply with a credit card

If you hold a main credit card from another bank and have used the card for more than half a year, with good consumption and repayment records during the period, you need to provide your valid identity document. , Proof of holding a credit card, other proof of financial resources, etc.

Extended information

Customers only need to submit an application on the "e-card application" terminal specially customized by Bank of Communications, and the approval will be completed immediately on site. The processing rate within 30 seconds is 81, and the processing rate reaches 99 within 3 minutes. After verifying the card, use your mobile phone to log in to the "Pay the Bill" APP, and the card can be used in two steps. All services involving credit cards, such as checking accounts, repayments, etc., can be solved on the "Pay the Bill".

When cardholders open the card, they can bind various mobile payments such as ApplePay and UnionPay QuickPass, and enable QR code scanning payment, so that they can use their mobile phones to make purchases at various online and offline merchants.

Customers can also enjoy Bank of Communications' "Redtest Friday" supermarket refueling and "Pay the Bill" APP online mall, daily payment, catering merchants, movie ticket purchase, mobile phone recharge and other all-scenario preferential services.