It can be said that having only a car is of little use. When applying for a credit card, the bank will judge your repayment ability based on your income level and finally decide whether to grant you a credit card. The most important thing is whether you have paid it back on time. The ability to make money, so customers with stable income are generally more popular.

Specific application conditions for credit cards:

Applicants should be between 18 and 60 years old (25 to 60 years old for overseas residents), have certain financial capabilities and have a good credit record.

Information required for credit card application:

Bank credit card application form, copy of the front and back of ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan compatriot ID card and employment permit; Hong Kong and Macao residents: return permit and employment permit/residence permit) and work certification documents issued by the unit.

In addition, providing the following information will help increase your credit limit, such as: a copy of the bank’s savings account statement for the past three months; the original asset balance certificate of the financial account opened by the bank; a copy of the real estate certificate (including My name) A copy of any utility invoice for the property in the past 3 months; a copy of my car driving license.