. When the credit card repays in advance, the interest of other months should also be deducted. In addition to charging a certain amount of interest, most banks also charge a certain amount of prepaid fees. If you have decided to pay in advance, you need to make up the commission for the remaining months. In other words, after the user applies for installment payment, no matter how you repay it, the monthly handling fee must be borne. CCB has successfully handled the bill installment payment. After confirmation by CCB, the cardholder will terminate the installment payment business and the installment payment service fee will not be refunded. At the same time, the cardholder must pay the remaining principal and all handling fees in one lump sum. The interest depends on the type of loan you pay in installments. If you borrow from a mortgage or a credit card, you can save interest and prepay your loan.

if it's credit card installment payment, even if it's repaid in advance, interest will be charged; So according to your loan situation, you can consult customer service if you don't understand. Matching principal and interest repayment method During the repayment period, equal loans (including principal and interest) are repaid every month. Because the repayment amount is fixed every month, the expenditure of family income can be controlled in a planned way, and it is also convenient for each family to determine the repayment ability according to their own income.

: The monthly repayment amount is the same. As a lender, the operation is relatively simple. Spending the same amount of money every month will also make it easier for you to arrange expenses. Disadvantages: Because the interest will not decrease with the repayment of the principal, the bank funds will grow in time, and the total interest paid is higher than average capital's repayment law to be introduced below. Applicable groups: the family income is stable, buying a house is for self-occupation, and the economic conditions do not allow excessive upfront investment. You can choose this method, such as civil servants, teachers and other groups with relatively stable income and more job opportunities.

repay all loans in advance. This method does not return interest, but the interest paid is not returned. Repay some loans in advance, and the monthly repayment amount of the remaining loans remains unchanged, which can shorten the repayment period. Repay part of the loan in advance, and share the rest of the loan on average every month, with the repayment period unchanged. Pay off some loans in advance, and share the remaining loans on average every month, and shorten the repayment period at the same time. Increase the monthly repayment amount and reduce the repayment period. The biggest feature of average capital's repayment is that the lower the interest rate, the smaller the repayment pressure. Therefore, the repayment method of the principal, if applicable, is one-third of the mortgage loan, and there is a principal in the later period when almost half of the interest is paid. Whether to pay back the money in advance at this time has little effect.