Although banks can issue non-malicious overdue certificates, they cannot issue them casually. First of all, the bank cannot determine whether the borrower's overdue repayment is malicious. No matter what the reason, the borrower is overdue, and it is always the personal fault responsibility, and he must bear the burden of proof himself. When asking the bank to issue a certificate, we should also fully show goodwill.

1. 1. Contact the staff of the overdue bank, actively explain the reasons for overdue repayment, and ask for a non-malicious overdue certificate. It can be said that there is no bank repayment in other places, and the relevant materials needed are determined.

2. If it is really difficult for you to do it yourself, and it is related to the insiders of the bank, you can ask the insiders of the bank for help, discuss the process or seek a solution.

3. If you can't get the bank to agree to issue a certificate, you can explain the situation to the bank and ask the bank to issue a statement that the relevant arrears have been paid off, which will reduce the difficulty. Can communicate with the bank. Due to job transfer, I can't repay the credit card arrears of China Merchants Bank. Now that your debt has been settled, you want to buy a house again. I hope to release an explanation. The format of the description is as follows: non-malicious overdue description. During my arrival, I owed a sum of money to our bank, which has now been settled. The reason for the arrears is job transfer. Hereby explain.

4. If a non-malicious overdue certificate or related certificate is issued, you should learn from it in the future and repay it on time.

Extended data is not maliciously overdue.

1. The business is handled by a third party, but the third party fails to repay the loan on time as agreed in the contract, resulting in overdue. For example, automobile dealers handle automobile consumption loans, real estate developers handle mortgage loans, and agents and other third-party agents repay loans. , and the repayment is overdue due to third party reasons, such as diverting the money for other purposes.

2, personal loans to buy a house after all kinds of primitive? Due to check-out, the developer returned the personal down payment, but failed to settle the overdue loan in time.

3. If an individual sells the mortgaged house but fails to refinance, the overdue due to the buyer's failure to repay the loan on time is still recorded in his own name.

4. The unit failed to pay the provident fund in time, resulting in the failure to repay the personal provident fund loan in time.

Phoenix. Com- which overdue items are non-malicious overdue items and how to break them?

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