As for the use of points, I believe many cardholders are quite clear about it, because points, as a welfare feedback to the majority of credit card users, can be said to be very successful, stimulating consumption and winning the hearts of the people. Please take the ICBC credit card as an example to explain to credit card novices the use of the following four points:

1. Points redeemed for the annual fee of the Platinum Card

Through the Platinum Card hotline 4000095588, you can To apply for redemption of the Platinum Card's annual fee, the redemption standards are as follows: One-year annual fee for the Platinum Card: 160,000 points (140,000 points for the standard UnionPay brand); one-year annual fee for the Platinum Card's supplementary card: 80,000 points (70,000 points for the standard UnionPay brand) .

2. Redeem points by swiping cards at merchants

Customers holding ICBC credit cards can swipe their cards at high-quality merchants such as ICBC large shopping malls, restaurants and hotels. Points can be redeemed, with a maximum discount of 50, and the remainder Pay in cash.

3. Rong E-mall points exchange coupons

Point holders can use them as cash in ICBC Rong E-mall to deduct the consumption amount. Customers can use the ICBC personal online banking account and password to log in to Rong E Mall and enter "My Mall" to redeem points. Every 500 points can be deducted by RMB 1, up to a maximum discount of RMB 50 from the product price, and the remaining balance is paid in cash.

4. Redemption of airline co-branded card points

The consumption points of airline co-branded cards are automatically redeemed for corresponding airline award miles or points every month, including China Southern Airlines Sky Pearl Peony Card, ICBC Eastern Airlines Peony Card, Air China Friendship Peony Card, Peony HNA Card.