In fact, the use of credit cards has existed in name only, and there are endless cases of credit card arrears. Many users can't consult credit cards, use credit cards irregularly or overdraw credit cards, so there will be credit card arrears. However, in this process, the banking unit has not played a certain regulatory role, so the parties have not come up yet, and after the deadline, they will find various reasons to check whether there is illegal use, but in fact it is completely meaningless to do so, because the responsibility of supervision will clean up their relationship, so they will be responsible for debts and debts.

This new regulation is also about credit cards, because all aspects of supervision should strictly check the use of credit cards, and there will be some problems in the flow of funds and the process of swiping cards, which also means that the bank's credit cards should have been rectified long ago. The introduction of the new credit card regulations this time also reminds us to standardize the use of cards, and also reminds people in debt to use cards rationally, get rid of the problem of excessive consumption as soon as possible, and at the same time, we can't spend in advance, because we still need to repay ourselves after spending in advance.

For ordinary people, the introduction of the new credit card regulations can also protect the interests of our cardholders, at the same time, it can also make us take fewer detours when handling business, and at the same time, it can also convey the standardization of credit cards to us. For those with credit card loopholes, it is also a very professional change, because only a good credit record is guaranteed, then the credit card reform will not have much impact on us. Therefore, using credit cards has advantages and disadvantages, but you should be self-disciplined, don't drive easily, maybe think twice, and be honest, including using credit cards.

Credit cards can no longer support the use of loans to support loans and cards to support cards, which is also the restriction of the policy of prohibiting inflows. At the same time, they can't cash out with new cards. Returning old cards will only make the hole bigger and bigger. If there is a problem, it will become more and more difficult. Every credit card will have a new limit, and a total upper limit will be set. It's no use getting a credit card. The strict management of credit cards this time is a good thing, which can effectively reduce some expansion risks and avoid the problem of excessive borrowing by users.