Credit card repayments that are overdue for 2 days will have the following consequences:

1. Overdue interest and late fees: If the credit card holder fails to repay on time, the bank will charge based on the number of overdue days and the amount owed. Calculate past due interest and late fees and add them to your credit card statement. Overdue interest is calculated on a daily basis and late payment fees are a fixed amount.

2. Bad credit record: Late repayment will have a negative impact on your personal credit record. Banks will report overdue records to credit bureaus, which will affect the calculation of the cardholder's credit score and may have adverse effects on future loan applications, renting, etc.

3. Limit freeze and restriction: If the cardholder repays overdue, the bank has the right to freeze or limit the credit card limit. During the freezing period, the cardholder will not be able to use the credit card for consumption again until the overdue balance is paid off.

Summary: Being 2 days overdue in credit card repayment will result in overdue interest and late payment fees. It will also have a negative impact on personal credit records and may lead to limit freezes or restrictions.

Extended information: The consequences of late repayment will vary according to specific bank policies and personal circumstances. Generally speaking, the longer the payment is overdue, the more serious the consequences. In addition to overdue interest, late payment fees and poor credit history, it may also cause banks to take legal measures to recover arrears, which will drag down personal credit and increase economic pressure. Therefore, timely repayment is one of the important means to maintain a good credit record.

Please note that the above information is only a general answer, and the specific consequences need to be judged according to the regulations of each bank and personal circumstances. If the cardholder fails to repay on time for some reason, it is recommended to contact the bank as soon as possible and explain the situation to reduce the occurrence of adverse consequences.