Can I continue to use a credit card (debit card)?

Lao Lai basically cannot continue to use credit cards (credit cards). Although the bank will not take back the credit card (credit card), the bank will directly take various measures such as blocking, freezing, and canceling the card. Restrict the use of credit cards (debit cards) by old people. In addition to not being able to use credit cards (debit cards), laolai will also encounter many restrictions on travel, financial management, and loans. Please repay the debt on time, otherwise your normal life will be affected after becoming a laolai.

Will the credit card (debit card) of the person subject to enforcement for dishonesty be frozen?

The credit card (credit card) of the person who is subject to execution for dishonesty will generally be frozen, but before being frozen, the credit card (credit card) can be used normally. If someone is listed as a dishonest person subject to execution, all the money in the bank cards under the name of the dishonest person subject to execution will be directly transferred to pay the creditor or financial institution. The breach of trust will not be lifted until the money is repaid.

Even if you are listed as a dishonest person and the credit card (debit card) is not frozen, the dishonest behavior will be recorded in your personal credit file, which will have an adverse impact on your personal credit.

Can the original credit card of a person subject to execution for dishonesty still be used?

Generally, if the credit card is listed as a person subject to execution for breach of trust, the credit card cannot be used and will be frozen and deactivated. Before the bank deactivates the credit card, you can continue to use the credit card normally. However, I can no longer apply for any credit cards or loans.

Because the credit report has become a blacklist, as for whether there is a chance to clear the blacklist, it depends on whether the civil lawsuit can be resolved in the end and whether the person is sentenced to prison for this case.

If you are sentenced to jail, you will be on the permanent credit blacklist, and you will never be able to get a credit card or loan. If the civil lawsuit can be resolved without being sentenced to jail, a "notice of removal from the credit blacklist" must be issued, otherwise it will be permanently blacklisted and you will never be able to get a credit card or loan.

Extended information

If the person subject to execution fails to perform the obligations specified in the effective legal document and has any of the following circumstances, the people shall include him or her in the list of dishonest persons subject to execution and punish him or her in accordance with the law. Credit punishment:

(1) Those who have the ability to perform but refuse to perform the obligations specified in effective legal documents;

(2) Obstruction or resistance to execution by forging evidence, violence, threats, etc.

(3) Using false litigation, false arbitration, or concealing or transferring property to avoid execution;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) Refusing to perform the settlement agreement without justifiable reasons.