Because we choose different platforms when we take out loans, the methods of repayment are also different. So which platform you choose to use, you need to give the most detailed introduction to which platform. First of all, everyone needs to take a look at how to repay an i-loan in advance. In addition to the knowledge about early repayment, you also need to know what the credit card repayment method is. Let us learn about the following together. knowledge.
How to repay i-loans early
It is understood that Ping An Puhui i-loans can be repaid in advance, but a small amount of liquidated damages need to be paid.
If you want to repay in advance or manually, click Repay Now on the Ping An Puhui i-Loan product page, select the loan that needs to be repaid, select the repayment bank card, enter the repayment amount, and click Confirm to see a success prompt. page.
Credit card repayment methods
1: Cash deposit at bank counter. This is the most commonly used method, but one drawback is that some relatively small bank branches have relatively few branches, and often there is no way to deposit cash in a timely manner.
2: Online banking and super online banking transfer. If you have opened online banking or mobile banking of a certain bank or several banks for repayment. Mobile banking is particularly recommended here. Since mobile banking in various banks is in the implementation stage, inter-bank transfers through mobile banking are free and can transfer up to 50,000 yuan per day, regardless of bank.
3: Alipay is bound for repayment. Alipay can bind credit cards from various banks and repayment dates. It can be automatically debited from your bound debit card before the bill date arrives. This can avoid you worrying about overdue bills and suffering excessive penalty interest from the bank. At the same time, one advantage of Alipay is that the money you put in Yu'e Bao can be directly used to pay off your credit card. It will not arrive at T+1 or T+2 like financial management or funds.
4: Repay via WeChat Tenpay. Following Alipay, WeChat also launched credit card binding and repayment functions. The advantage of using WeChat is that WeChat is now more popular, easier to accept, and relatively simple to operate.
5: Other payment applications on the Internet such as KaNiu, Credit Card Baby, etc. can all repay, but their safety and reliability and their popularity may not keep up with the above methods.
6: Bind the bank card to agree on repayment. When you apply for a credit card, you can fill in the bound repayment card number on the application form. It will be automatically deducted from the card on each statement day, but it is worth noting that the debit card of our bank is intelligently bound. If it is from another bank, a handling fee will be charged accordingly.
The above article mainly introduces how to repay the i-loan in advance. It is understood that Ping An HP i-loan can be repaid in advance, but you need to pay a small amount of liquidated damages. If you want to repay in advance, If you want to make a payment, you can click Repay Immediately on the product page, select the loan that needs to be repaid, select the bank card, enter the repayment amount, and click Confirm. Moreover, you also know the credit card repayment method.