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Bank of China Mobile Banking Transfer Limit

The platform’s transfer restrictions include single transfer limits, daily cumulative transfer limits, and other types of transfer limits.

1. Single transfer limit: Some data show that the maximum single transfer limit can reach 1 million yuan. There is also information that the single transaction limit for mobile phone transaction code transfer is 100,000 yuan, the single transaction limit for mobile phone shield transactions is 200,000 yuan, and the single transaction limit for mobile phone shield + mobile transaction code or online application for SIM shield certification is 1 million yuan. In RMB, the single limit for applying for SIM shield certification at the counter is RMB 5 million.

2. Daily cumulative transfer limit: Some data show that the daily cumulative maximum limit is 2.5 million yuan. Other information mentions that the daily cumulative limit is 1 million yuan, and for customers who register through online self-service, the daily cumulative limit for intra-BOC transfers and inter-bank transfers may be 20,000 yuan.

3. Other types of transfer limits: The single transaction limit of a debit card is RMB 50,000, and the daily cumulative limit is RMB 100,000. The single credit card online banking payment limit for large amounts is RMB 5,000, and the daily cumulative limit is RMB 5,000.