To apply for a credit card of the Postal Savings Bank, you must first be a deposit customer of the bank, have a certain credit history, and have reached adulthood. In addition, you need to provide personal identification, income proof and other related materials, including social security certificate, tax bill or other proof of the amount. These materials will be used to evaluate the applicant's credit status, so as to determine whether the applicant can successfully apply for a credit card.

Postal savings banks also need applicants to meet certain income standards when handling credit cards. Generally speaking, the annual income needs to be above 15 thousand, and the specific standards vary according to the types of credit cards. In addition, it should be noted that the information filled in during the application process should be true, otherwise the information is inconsistent with the facts or false information may lead to the application failure or the credit card rejection.

Under the premise of complying with the credit card processing of the Postal Savings Bank, applicants need to abide by the relevant credit card usage rules, especially the repayment period. It is necessary to pay the minimum amount on the monthly bill on time. If it is overdue, it will be charged with high penalty interest, late fees and other fees, and may even affect future credit records. Therefore, before applying for a credit card, the applicant needs to carefully examine his financial situation and ability, use the credit card reasonably, and avoid unnecessary financial pressure and influence.