What is the limit of the CITIC Asia Miles co-branded card?
CITIC Bank and Asia Miles have jointly launched a CITIC Asia Miles co-branded card. Using this card, you can quickly accumulate Miles points and Points can be used to redeem various WanliTong related services. Many cardholders want to apply for this credit card, but don’t know how much credit they can get. Under normal circumstances, the credit card limit is comprehensively assessed by the credit status of the bank applicant. Everyone's situation is different, and the limit obtained is also different. Let's take a look at it together.
1. What is the limit of the CITIC Asia Miles co-branded card?
1. This co-branded card is jointly created by CITIC Bank and Miles. The limit will be more or less affected by two aspects. Of course, the most important impact is that China CITIC Bank plays a leading role. As for Wanlitong, if you are a member of Wanlitong, the limit you can get when applying for this credit card is higher than if you are not a member.
2. Wanlitong co-branded card has two credit card levels: gold card and platinum card. The gold card has a lower limit than the platinum card, with a maximum limit of 50,000 yuan. For the platinum card, the initial limit is not In the event of an accident, the starting amount should be 50,000 yuan. However, everyone's situation is different, and the amount they receive will also vary.
3. CITIC Bank’s credit limit review mainly refers to items such as personal credit record, personal property and income level, technical title and work unit, academic level, marital status and other items. It is easier to apply for a gold card, but to get a platinum card, you must have a high degree of education, high income, a high position, a good credit record, and a good marital status.
2. What to do if the limit of the CITIC Asia Miles co-branded card is too low
1. If the cardholder is not satisfied with the credit card limit, the cardholder can cancel the credit card after holding the card for 3 months. You can apply to increase the temporary limit. When you have held the card for 6 months, you can apply to increase the fixed limit.
2. CITIC Bank analyzes your consumption repayment records and adjusts your limit. Here, we would like to remind cardholders that it is best to swipe their cards more often and to repay on time, so as to maintain a good credit status.
3. It is also useful if you can prove that your income has increased. Generally speaking, the more proof of financial resources a cardholder has, the easier it will be to get approval for a limit increase.
4. When your income level has improved to a certain extent, it is best to provide relevant certificates to CITIC Bank, such as some certificates that you have not provided before, such as real estate, cars, savings, etc. CITIC Bank will provide The information submitted by card friends will be adjusted.
How to check Asia Miles points
1. Asia Miles users can call the customer service hotline on the back of Asia Miles to check their credit card points.
2. After opening Asia Miles, you can check credit card points through associated credit cards.
3. Open Asia Miles on your mobile phone and enter the Asia Miles interface to view credit card points.
4. Asia Miles is Asia's leading travel and leisure rewards program, with more than 12 million members and more than 800 partner organizations worldwide.
Which credit card is suitable for accumulating Asia Miles (Asia Miles) miles?
If it is the most recent, it is the Asia Miles Card of China CITIC Bank, which will be more suitable, in addition to the rewards. , it is also very convenient to redeem points.
That’s it for the introduction of Asia Miles Credit Card.