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Is China Industrial and Commercial Bank Peony Zhong You Card a credit card?
Yes,

China Industrial and Commercial Bank Peony Zhong You Card is jointly issued by China Petroleum and China Industrial and Commercial Bank. It can be used in more than 20,000 outlets of China Industrial and Commercial Bank, 1.7 million ATMs and hundreds of thousands of POS and ATMs with UnionPay logo. At the same time, you can enjoy the discount of 1% by swiping your card at the POS machine of China Industrial and Commercial Bank of China in various retail outlets of China Petroleum Refueling.