Take China Merchants Bank as an example. Under normal circumstances, China Merchants Bank credit card will be restored as long as the money is repaid before the repayment date. However, it does not mean that the repayment amount can be resumed immediately. Accurately speaking, the amount will be restored only after the repayment is received.

Except Alipay and Tenpay, China Merchants Bank's credit card will arrive the next day at the latest, and cross-bank transfer will arrive in 2-3 days, including Lacarra and convenience stores. Automatic repayment will be bound, and bank ATM self-service repayment will arrive in real time, depending on the actual situation. Once the repayment is received, you can swipe your card immediately.

At the same time, it should be noted that if repayment is made in installments, how much will be recovered every month, rather than how much will be recovered immediately after repayment. For example, if you swipe your card for 2,000 yuan and choose to return it to 300 yuan every month, then you will return it to 300 yuan in the first month, and the limit will only be restored to 300 yuan instead of 2,000 yuan.