Such as credit information (income proof, salary proof, financial proof, work unit, etc.). The temporary credit line of Guangfa Credit Card will not be increased, even if it is improved, it will not be very high.
Extended data:
GDB cards can be used by more than 65,438+10,000 merchants with "China UnionPay" logo or connected with banks in China, and cash can be withdrawn from more than 37,000 ATMs. Guangfa foreign currency card and dual currency card can be used in more than 300 countries and regions around the world; Guangfa RMB card can be used by merchants with "China UnionPay" logo overseas, and local currency can be withdrawn from ATM.
Annual fee of main card: Puka UnionPay card 40 yuan, Gold UnionPay card 80 yuan.
Free annual fee policy: free annual fee in the first year, free annual fee for swiping the card six times in the following year and free annual fee for 480 yuan MasterCard Titanium Card in the first year. From the first year, the annual fee for credit card swiping can be counted as full, and the annual fee for the second half of the year can be exempted by rolling 80,000 yuan.
Cash advance limit: 50% of the credit limit.
Interest-free period: 20 to 50 days.
Consumption verification method: signature, signature+password.
Revolving credit interest (daily interest): 0.05% interest is charged every day, with a minimum charge of 1 yuan.
Consumption SMS notification fee: 300 yuan and above are free, and SMS notification function is required in 300 yuan and below. The fee is 3 yuan per month.
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.
Credit cards have two concepts: billing date and repayment date (also known as the last repayment date). Bookkeeping date is the date of transaction settlement in a bookkeeping cycle, and repayment date is a repayment cycle. Because you can't get back in touch with customer service, it doesn't rule out that you misunderstood the customer service staff's explanation or that the customer service staff's statement was unclear or even incorrect.
The repayment date is mainly used by banks to judge whether the cardholder has a malicious overdraft tendency and judge the cardholder's economic situation. Therefore, repayment after the last repayment date will inevitably lead to overdue records. Whether this record can be changed from the central bank requires further consultation between you and the issuing bank.
References:
Baidu Encyclopedia-Guangfa Credit Card
References:
Baidu Encyclopedia-China Guangfa Bank
References:
Baidu encyclopedia-overdue repayment