Explain clearly to the credit card dunner that this is not your own credit card arrears. You can establish a blacklist and blacken the phone number of the dunner. Of course, if you have been harassed by credit card dunning, you can choose to call the police to handle this matter and safeguard your legitimate rights and interests. So when this happens, don't be afraid.

You must be careful not to accept other people's credit card debts easily. Because if you can't contact your friends, you will become the person in charge of credit card debt. This will bring a great burden to your life and family. More importantly, it will let your relatives and friends know about it and make your reputation suffer great losses. So we must be careful not to lend our personal information to others.

Of course, if you encounter this kind of credit card collection, you must deal with it in time and find a way. Don't make peace, because they will use various means to deal with you. So if they keep harassing you, you must choose to use legal weapons to protect yourself, such as calling the police, letting the police handle this matter, and explaining the ins and outs of the matter to the police to actively safeguard their legitimate rights and interests.

But we should also pay attention to the careful use of credit cards. Never get into the habit of overspending, because once your economy has a big problem, you will default. If it is serious, it will lead to great problems in your credit information, so that you can't borrow money to buy a house or a car in the future. So be sure to use credit cards carefully and don't default on your debts.