Of course. According to the annual fee reduction policy of Hubei Rural Commercial Bank's credit cards, the annual fee can be reduced by points: the credit cards that deduct the annual fee by points are basically high-end credit cards with platinum level or above, and they can accumulate points when buying things. These credit cards are hard credit cards, and the annual fee card benefits are also "value for money". Some cards can be deducted. Usually, in addition to a large number of credit cards, you can also participate in some integral activities to quickly accumulate points.