What is the difference between a regular credit card and a gold credit card? Which one is better?

In practice, there is basically no difference between the regular credit cards and gold cards of small and medium-sized banks.

If your income is stable and your credit is good, the limit of a frequently used regular card is often higher than that of a gold card.

Some merchants, such as half-price movies and free second cup of coffee If you want to wait, it all depends on the bank (China Merchants Bank/Guangfa...), not the card (Shanghai Bank/Gold...).

For some major banks, such as ICBC, the entry threshold for gold cards is relatively high (mainly due to income restrictions).

However, in terms of services, it is not as good as that of ordinary banks. Cards are no different. (The only user it doesn’t disgust is Amitabha, and I don’t dare to expect it to provide any services)

The gold card seems to have more "face",

It should be noted that when Da Unless the annual fee is waived, the annual fee for a gold card will generally be more expensive than for a regular card.

To reflect "nobleness", it generally needs to reach the level of "Platinum Card". The annual fee is only a few thousand, and some services/discounts (such as golf use, high-end hotel stay discounts, etc.) are flashy to ordinary people. What is the difference between Ping An Bank's regular credit card and gold card?

The fixed amount that can be upgraded to a gold card is higher than that of a regular card, and the annual fee is also a little higher, but the annual fee is waived for both!

The gold card on the card is golden with the gold logo

Hello, the specific differences between Ping An UnionPay Single Currency Card and MasterCard International Credit Card are as follows:

? 1. If you hold a UnionPay single-currency credit card, you can conduct transactions at merchants and ATMs with UnionPay credit card lines. And you will not incur handling fees when you conduct transactions overseas.

2. If you hold a MasterCard international credit card, in addition to using it on MasterCard swiping lines, you can also use it on UnionPay swiping lines for transactions. When the transaction on the MasterCard credit card line is in non-U.S. dollars, an overseas exchange fee (1.5% of the transaction amount) will be incurred. When the card transaction is in US dollars, no handling fee will be incurred.

? 3. The domestic cash withdrawal fees for both cards are the same: 2.5% of the cash withdrawal amount, with a minimum of RMB 25 per transaction. The handling fee for overseas cash withdrawals is 3% of the cash withdrawal amount on UnionPay lines, with a minimum of RMB 40 per transaction; the cash withdrawal handling fee on MasterCard lines is 3% of the cash withdrawal amount, with a minimum of US$5 per transaction.

? The Ping An Credit Card limit is comprehensively assessed based on the information you provided when applying. After the card verification is passed, all Ping An credit cards you hold will generally enjoy a limit.

Warm reminder: For specific card usage guidelines, you can log in to the official website of Ping An Credit Card for details.

If you have other questions about Ping An Credit Card, you can also click on Ping An Credit’s official WeChat to experience the different “Ping An Micro Life” and consult Xiaoan.

Hello, there are the following differences between Ping An Standard Credit Card Gold Card and Ping An Standard Credit Card Regular Card:

1. Annual fee: The annual fees for Ping An Standard Gold Card and regular credit card are both in the first year. There is no annual fee, and if you use it 6 times in the first year, the annual fee will be waived for the next year. But after failing to meet the requirements 6 times, the gold card will charge an annual fee of 300 yuan/year, while the regular card will charge an annual fee of 100 yuan/year.

2. Credit limit: The credit limit of Ping An Standard Credit Card Gold Card and Regular Card is comprehensively assessed by the system based on the information you provide when applying. Your job stability, income, age, Educational qualifications, etc. However, in terms of subsequent credit limit increase, Ping An Standard Credit Card Gold Card has relatively large room for improvement.

3. Application conditions: For Ping An Standard Credit Card Gold Card and Regular Card, you can generally apply for it if you have a stable job and income for 20-65 weeks.

4. Complimentary insurance: With the first swipe of the Ping An Standard Credit Card Gold Card, you will receive comprehensive traffic accident insurance (including aviation insurance of RMB 500,000) and home gas accident insurance. Ping An's standard credit card can enjoy traffic accident insurance after the first swipe, but the aviation accident insurance is only 300,000, and there is no home gas accident insurance. Other insurances are the same. What is the difference between China Merchants Credit Card and China Merchants Visa Standard Card?

China Merchants Visa Standard Card is a type of China Merchants Bank credit card.

Others include visa gold card, MasterCard card, gold card, UnionPay card, gold card, platinum card, etc. Credit card ordinary card can be exchanged for gold card

Hello, it cannot be changed directly. If you want to apply You can quickly apply for a gold card online::.cmbchina./CrdCardApply/LoginChannelSelect.aspx?cardsel=8341&WT.mc_id=

If you have any questions, please add the enterprise QQ customer service 4008205555 or add a new public on WeChat Please contact the "China Merchants Bank Credit Card Center" for detailed consultation. How to upgrade a Kapka card to a gold card? Convert a regular card to a gold card from Guangfa Credit Card

After using it for a few months, if your credit is good, you can apply for a gold card, and then log out of the regular card! What are the differences between the regular card and the gold card among CCB credit cards?

There is not much difference between the two cards in terms of use, and the limit is between 1,000-50,000.

Gold cards are generally gold in color and have the word "GOLD" on the card, which makes them more classy and a symbol of status. You can get 1 million yuan in aviation accident insurance when you buy air tickets with a gold card.

The regular card is a little more low-key than the gold card, and the aviation accident insurance is 500,000 yuan.

Some of his cards are regular cards but not gold cards, such as Good Voice Credit Card, MY LOVE Personalized Card, Transformers Card, etc.

Annual fees:

For regular cards, the annual fee for the main card is 80 yuan, and for the supplementary card is 40 yuan;

For the main gold card: 160 yuan, Supplementary card 80 yuan;

For both of these, the annual fee will be reduced if you make 3 purchases or withdraw cash (no limit on the amount) with the card per year. How to turn a regular credit card into a gold card?

A regular credit card is a regular card and cannot be turned into a gold card. You can only reapply for a gold card! What is the difference between provident fund card and credit card?

Provident fund is a mode of using public funds, while credit card is a consumption mode, with borrowing and repayment