Credit card bad debts have been listed as the key targets by banks, and they can't be guarantors without loans.

Loans must meet the conditions before they can be issued. Loan application conditions:

1, if you want to have a fixed income, it depends on the salary details.

2. At least 18 to 65 years old.

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage.

4. Good credit information.