Five ten thousandths.

The bank will calculate interest on the unpaid amount at a daily interest rate of 5/10,000 starting from the date of consumption, charging it on a daily basis and compounding interest on a monthly basis until it is paid off. The calculation formula for interest is interest = principal B (the number of days from the current payment date to the next bill date).

Extended information:

Notes:

Consumers should pay attention to the interest-free period when repaying. If you repay during the interest-free period, you can avoid non-cash payments. The loan interest for the transaction, otherwise the bank will charge loan interest and late fees. It should be noted that if the cardholder only repays part of the loan but it is higher than the minimum repayment amount during the interest-free repayment period, most banks will charge the cardholder interest on the entire overdraft instead of the interest on the unpaid part of the loan, because The bank regards the cardholder as giving up the interest-free repayment treatment.

Credit cards only enjoy the bank's interest-free repayment period when using the card to spend overdrafts. There is no interest-free repayment period for cash advances. Overdraft consumption should be made by credit card as much as possible.

Baidu Encyclopedia - Minimum repayment amount

Baidu Encyclopedia - Credit card repayment

People's Daily Online - Choosing the minimum repayment amount for a credit card will still accrue interest