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What kind of card is CCB’s Installment Pass? How much is the interest rate?

CCB Credit Card Installment Pass is an installment business of CCB.

It is an installment credit line granted by the bank to customers after review. It can be used in consumer merchants such as department stores, supermarkets, building materials and home furnishings, high-star hotels, high-end restaurants, etc. It is suitable for large-amount durable consumer goods, weddings, and childcare. , settling down (renting a house, property, heating bills, etc.), paying taxes (vehicle purchase tax, etc.), health and other consumption, but it cannot be used for cash withdrawals and transfers. After using it, you need to repay it on time, otherwise it will affect your credit if it is overdue.

1. Although the CCB Installment Pass special card can be regarded as a credit card issued simultaneously with the Installment Pass, it is essentially different from ordinary credit cards. The Installment Pass limit in it is only based on the purpose agreed at the time of application. Use your card to make purchases at CCB designated merchants.

2. After the installment pass credit limit is approved, it is only valid for 60 days. If you do not use the installment pass special card for consumption within 60 days, the credit limit will be withdrawn and the installment pass special card limit will become 0.

3. The special installment card can be regarded as the credit card carrying the CCB Installment Card. Although it is a credit card, it does not have a fixed limit. It only has the applied installment limit.

The application method for CCB Credit Card Installment Pass is as follows:

1. Submit the application and proof of identity at a nearby outlet.

2. After passing the review, the bank will issue the credit limit to the applicant's installment special debit card issued by China Construction Bank.

3. You can use this debit card to make purchases at designated merchants.

4. Return the principal and handling fees monthly. The monthly handling fee is 0.5 of the total installment amount.