1. Application conditions for applying for a credit card:
1. Domestic persons: aged 18 to 60 years old;
2. Have a stable career and income, and have Good credit and ability to pay interest on time; (current students please do not apply).
3. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc. (In the case of no income from work)
2. Application materials:
1. Proof of identity: usually an ID card (if it is a new version of the ID card, a copy of the front and back is required), Soldiers need to provide a copy of their military ID;
2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or a copy of the original and marked work permit/plate that has been verified by the promoter;
3. Proof of financial resources: it can be salary records issued by a bank, or income tax withholding voucher, or housing , cars, deposits and investment market value certification documents (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other documents that can prove the level of financial resources;
4. Other documents for reference include : Social insurance personal account list, water and gas bills, credit card bills from other banks, etc. in the past 6 months.
3. The application process is as follows:
1. Go to the local bank to fill in the credit card application form. The content of the application form generally includes the applicant’s name, basic information, financial status or source of income. , the guarantor and his basic information, etc.;
2. Submit certain copies of certificates and certificates to the card issuer;
3. After filling in the application form truthfully, When submitting the completed application form, you must also submit relevant credit certificates;
4. The application form is accompanied by a credit card use contract. The applicant authorizes the card issuer or relevant department to investigate its relevant information and submit the information. A statement of authenticity, the card issuer’s privacy policy, etc., and must have the applicant’s signature.