Credit card is a credit certificate issued by a commercial bank or credit card company to eligible consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Reasons why the credit card cannot be paid:
The first reason: the online payment function of credit card is not enabled or exceeds the online payment limit. In this case, you can log in to credit card online banking → online payment → online function application, open online payment function and set online payment limit;
The second reason: the website of credit card online payment has restrictions on single payment of credit card; For example, in Taobao, bank credit cards have a single limit and a daily limit;
The third reason: there are not enough credit cards available. For example, ordering items in the bank official website "Credit Card Online Mall" prompts that online payment of credit cards has failed. Then you can log in to the credit card online bank to check the available amount to see if it exceeds the available amount of your credit card. There are also certain restrictions on the installment goods in the online mall, that is, the total price of the goods cannot exceed the fixed amount of your credit card. For example, if you have a quota of 10000, and you buy each issue of 1000 during 12, you may fail to place an order.
There are two ways to pay the fee:
1. On the credit card repayment date, the bank will automatically offset the cash in your credit card against the overdraft, and the payment can only be made after the credit card limit is restored.
2. Call the customer service of the credit card center and ask for a temporary increase in the credit limit according to the amount of cash in the card. After the bank approves, you can pay.
If the credit card can't be paid during use and its status is abnormal, it means that either the cardholder is damaged or the credit card is illegal. The common reasons are that the credit card password is entered incorrectly for many times, the credit card is frozen by the bank after it expires, the credit card is at risk of being stolen, and the card is damaged due to failure.