1. What are the requirements for applying for a loan on Paipaidai?
Those who work need to punch in their wages and have worked for more than half a year; self-employed people need a business license, bank statements, etc. Please consult the business personnel for specific details .
Answer: Rongdao.com
2. Paipai loan, what are the conditions for loan and borrowing? How much is the loan?
Looks like 30,000 to 40,000
Do you have a credit card?
No credit card, technical secondary school education, and lost the diploma long ago
What degree?
3. What are the conditions for a Paipai loan?
Paipaidai loans are mainly divided into three situations, namely ordinary loan standard, online loan expert standard and receivable safety standard. The loan conditions of these three types of loans are different. The following are the loan conditions for various targets:
1. Standard loan targets: Mainland Chinese citizens aged 21 to 55 years old, with real-name certified mobile phone numbers, and stable sources of income.
2. Online loan qualification criteria: Mainland Chinese citizens aged 21 to 55 years old, need to complete Alipay real-name association, the annual Alipay consumption amount cannot be less than 2,000 yuan, and have a stable source of income.
3. Receivable safety standard: Mainland Chinese citizens aged 21 to 55 years old, who are Paipai loan lender users, whose lending credit is greater than 20 points, and whose third-party association needs to be greater than or equal to 1. And have a stable source of income.
4. What are the necessary conditions for credit certification by the People’s Bank of China?
1. Paipaidai: It is one of the largest online credit lending platforms in China. Its lending model is that the platform itself does not participate in borrowing, but the borrower sets the loan interest rate and limit himself under the restriction of the maximum loan interest rate. The borrower uses this to improve production and life, and the lender increases investment channels.
2. Paipaidai credit investigation: If the borrower is overdue, Paipaidai will take collection, fines and other measures against the borrower. The borrower needs to pay the overdue interest to the investor and pay Paipaidai Collection fees. From loan application to disbursement, Paipaidai is not included in the central bank's credit reporting system. However, if the loan is overdue or the loan is not repaid, you will still receive collection calls, and there will also be overdue penalties.
3. Solutions to the failure of Paipaidai academic qualification certification: (1) Please ensure that you have a college degree or above obtained after 1991.