When we apply for a credit card, the credit card limit is different, and it is usually determined based on your own credit score. So, is it easy to apply for a credit card with a limit of 100,000 yuan? Let’s learn more below!

Is it easy to apply for a credit card with a limit of 100,000 yuan?

Is it better for ordinary users to apply for a credit card of 100,000 yuan? There is a certain degree of difficulty. Because according to the level of credit cards, a credit card worth 100,000 yuan already belongs to the platinum card level. This kind of card is not easy to get. Compared with ordinary cards and gold cards, platinum cards are more difficult to apply for.

What are the requirements for applying for a platinum card?

Each bank has different application standards for platinum cards. The following are the conditions for applying for platinum cards of each bank:

1. Industrial and Commercial Bank of China: The annual transaction amount is RMB 100,000 and the number of transactions reaches 24, or you have a platinum card from another bank, the average daily savings for more than half a year reaches RMB 500,000, or the personal savings reaches RMB 1 million;

2. Construction Bank: personal annual income of more than 300,000 yuan;

3. Agricultural Bank of China: annual income of 500,000 yuan or VIP customers invited to apply for a card;

4. China CITIC Bank: income required Current records, fund certificates, house ownership certificates, vehicle certificates, etc.;

5. Shanghai Pudong Development Bank: All personal property under the name of Shanghai Pudong Development Bank must reach an average of 300,000 per day within the one-month approval period.