if you repay on the repayment date of Bank of Communications' credit card, you can swipe your card at that time.

① the repayment is recorded in the account, and the credit card is included in the next month's bill;

② the repayment is not recorded, which is equivalent to the amount that has not been returned after swiping the card;

③ in order to ensure that the repayment is recorded, you need to call the credit card center for confirmation.

note: the general repayment date is recorded before 24: on that day. Is it okay to repay on the same day as the Bank of Communications credit card repayment date?

Yes, before 24 o'clock in the evening. If you use a third party such as Alipay and WeChat, there will be a time difference and you will arrive in time during working hours. If it is too late, will it be too late to repay on the same day as the Bank of Communications credit card repayment date?

Hello, there is no problem in repaying on the same day, but please try to choose the repayment method of immediate arrival to avoid affecting your personal credit.

It's too late

Nowadays, credit cards generally have "time-tolerant service", that is, they provide cardholders with a repayment grace period of a certain period, and the repayment grace period is at least 3 days from the due repayment date; When the cardholder repays within the repayment grace period, it shall be deemed that the cardholder repays on time.

"tolerance service" means that if the cardholder fails to repay in full in the current period, and the unpaid part in the account is less than or equal to a certain amount (at least equivalent to RMB 1 yuan) after the due repayment date, it shall be regarded as the cardholder's full repayment, and this unpaid amount will be automatically transferred to the next bill. Can I repay on the same day as ICBC's credit card repayment date?

Yes. There is a three-day grace period after the credit card repayment date, and the third day is the final repayment date.

The specific credit card repayment methods and terms are as follows:

If you pay off in full, you will not incur any expenses;

Credit cards generally have a grace period of three days after repayment, and repayment within the grace period is regarded as timely repayment;

if the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

if the repayment is overdue beyond the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the unpaid minimum repayment amount will be charged on a monthly basis;

the specific daily interest rate may be different for various credit cards.

to sum up, the credit card can be repaid on the last repayment date. Can China Merchants Bank repay the credit card on the same day?

Take convenience store repayment as an example. Various self-service machines headed by Lacarra have appeared in various convenience stores one after another, but the time when each repayment arrives is worthy of the cardholder's attention. In official website, Lacarra, it can be seen that credit cards in most areas can be received in real time after the cardholder repays, but some credit cards have to wait for 1-3 working days to recover their credit lines. For example, Baotou Commercial Bank, China Bank, Industrial and Commercial Bank of China and Citibank need T+2 working days; CCB needs T+2 natural days. In order to ensure the normal use of the card and avoid the delay in repayment, it is suggested that the cardholder can complete the repayment 3 working days before the final repayment date.

in addition, you should also pay attention to this problem when you repay through the online platform. For example, when paying through Alipay, the arrival time of different banks is different. Ping An Credit Card is the fastest, and it can be received immediately. Other banks depend on the cardholder's repayment time. For example, according to the regulations of Bank of Communications, if the repayment is made at : -14: 5, it can be received on the same day, and if it is repaid at 14:5-24:, it will be received the next day. According to the regulations of CCB, the repayment from : to 15: 5 will arrive on the same day, and the repayment from 15: 5 to 24: will arrive on the next day. It is suggested that cardholders can set repayment reminder functions on these third-party payment platforms, or set reminders through mobile phone software, and adjust the repayment reminder time to 3 days before the last repayment date to ensure timely repayment.

Therefore, it's best to repay the credit card of China Merchants Bank before the repayment date to avoid trouble.

if it is our credit card, yes. At the same time, our bank also provides credit card customers with a 3-day repayment grace period for free. For example, if the final repayment date is the 5th of each month, the repayment will be made before 24: pm on the 8th of that month, which will not affect personal credit, and the service does not need to be applied for voluntarily. Repayment on the credit card repayment date of China Merchants Bank

Hello, if the credit limit has been restored on the credit card repayment date, it is not overdue and will not affect the credit record. Can I repay my credit card on the same day?

(China Merchants Bank) Yes, you can enjoy interest-free if you overdraw by credit card. If it is a cash advance, the interest will be counted as one day on the same day.