1. The applicant has a credit problem. I suggest you check your personal credit report to see if there are any problems.

2. The applicant's job or income does not meet the requirements of the bank, such as unstable job, low income and no social security.

Some tips to improve the probability of successful credit card application;

1. Increase annual income: It is an important standard, and the bank can't directly inquire about the annual income except issuing the income certificate. When issuing a salary certificate, you can ask the supervisor to raise the salary appropriately, of course, not too high.

2. Get a position: The position in the company directly affects the success of credit card application, and half of managers will apply more easily than ordinary employees.

3. Provide proof of housing: owning a house is easier to apply for success than living with parents, or renting a house and dormitory. If you have real estate under your name, you must upload relevant certificates.