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Do I have to use a credit card for online loans?

It is recommended to apply for a loan through bank channels. China Merchants Bank has launched a flash loan business. Currently, you can only apply through mobile banking, or check whether you are eligible to apply.

If you hold a China Merchants Bank savings card, you can log in to mobile banking and go to "My → All → My Loans → My Flash Loan" to enter the application page.

The maximum loan amount is 300,000 yuan, and the minimum is 1,000 yuan; your specific amount will be assessed based on your business situation in China Merchants Bank, and you can view it after successful application.