Application materials generally required for applying for a loan:
1. identification information;
2. Proof of local residence: a list of fixed telephone payment in the past year or any three months, or a list of utilities bills, or other materials that can prove the address;
3. Guarantee certification materials;
4. Proof of use: provide the invoice for the full amount of car purchase before the loan is issued, or provide the car purchase agreement (contract) plus the down payment invoice (or the receipt stamped with the dealer's official seal). After the loan is issued, the full car purchase invoice (if not provided before the loan is issued) and the vehicle purchase tax payment certificate must be provided.
5. Proof of repayment ability: customers who pay wages on behalf of China Merchants Bank can directly provide the running water of their wage accounts; Social security account flow or personal tax bill, etc.
If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan. Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.