Yes.

1. Legal protection: A credit card contract is a legal document that records the rights, responsibilities and obligations between the bank and the cardholder. Cardholders have the right to understand the contents of the contract they have signed to ensure that they are legally protected when using their credit cards. The contract also contains important terms regarding interest rates, fees, repayment methods, and overdue fees. Cardholders have the right to ensure that the contents comply with laws and regulations.

2. Information transparency: The credit card contract is an important information carrier provided by the bank to the cardholder. Through the contract, you can clearly understand the relevant information of the credit card, such as credit limit, validity period, and usage rules. The provision of a contract allows cardholders to have a clear understanding of the rights and restrictions of the credit card, so that they can use the credit card reasonably and avoid misunderstandings and disputes.