Without applying for a credit card, the bank receives a text message notification inviting the user to apply for a credit card. If necessary, users who receive the text message can apply for a credit card through official channels. Users who do not require a credit card can ignore this message. Of course, in addition to text message invitations, users can also receive calls from the bank inviting them to apply for a credit card. As long as the user does not submit application information to the bank, it is impossible to automatically apply for credit card business. It's also possible that someone issued a credit card using your identity. Someone else's credit card holds your mobile number. Text messages can also be deceptive. It is recommended that you call the customer service of our bank's credit card center to check whether to certify, or go to Minsheng Bank with your ID card to check your personal account.

Online scammers generally contact victims through media such as QQ, WeChat, text messages, emails, and online games. First, the victim must save all evidence and transaction records, preferably bank transaction records. There are also online chat records and contact information for the other party. Choose an appropriate reporting location. People who have been deceived can report the crime to the crime scene. The suspect's residence is the place where you can choose to report. If you know where the suspect is, you can also report the crime to his location, and either police in the two places will receive it.

: Remain calm and determine the extent of the damage. When faced with online scams, we need to try to stay calm and not panic. The most important thing is to identify our losses, such as money, goods, and if possible, make a list of losses for reporting purposes. If the stolen money is game props, game coins, accounts or other virtual items, please contact the game administrator, software or website for processing. Report it to the police as soon as possible to prevent secondary fraud. After identifying the loss, we must call the police as soon as possible and never contact the online scammer again to prevent being deceived twice. Some victims are eager to reduce their losses, and then contact the online scammer privately and believe the lies they provide about refunds and content. Being defrauded twice further expanded the losses. Collect evidence and keep it safe.