Credit payment is a payment method that entrusts money to a powerful third party with good reputation for supervision, which ensures the fairness and safety of buyers and sellers in the transaction process.

During the transaction, the bank undertakes the responsibility of fund supervision, and handles the fund settlement according to the confirmation result of the transaction by the buyer and the seller, which effectively protects the rights and interests of both parties to the transaction.

Extended data:

Features:

1, transaction funds are safe.

The funds in the credit payment transaction are not directly transferred to the general settlement account of the mall, and the bank will transfer the payment from the middle to the seller's account after the buyer receives the goods and inspects them again to ensure the payment safety of the buyer.

2. The payment amount is not limited.

Online banking credit payment can support online transactions of any amount.

3. Convenient payment and settlement

Provide a variety of online payment and settlement services, support instant payment, delayed payment, due payment, installment payment and other payment methods.

4. Perfect transaction management

Buyers and sellers can log in to the customer service subsystem to set up trading accounts and inquire about relevant trading records.

Baidu encyclopedia-credit payment