1. The customer said that the money is not enough this month, let’s do it next month

Words: Mr./Ms. Overdue late payment fees will only increase, which will have a very serious impact on your personal credit score, including your future house purchases, loans, children's education, and children's career prospects. It is recommended that you process the repayment as soon as possible.

2. The client said that he has not found a job yet and has no income

Words: Mr./Ms. It will lead to an increase in the accumulation of late payment fees and a bad credit record. I hope you understand this. It is recommended that you raise funds from relatives and friends first, handle the repayment, and then pay it back later.

3. The customer said that you should stop urging me, and I will try my best to find a way to turn things over.

Words: Please make good use of the time our company gives you, otherwise it will not matter to you personally. Your credit or the subsequent collection process that the company will carry out on you will put you in a disadvantageous position. This matter has reached a point where it cannot be delayed any longer. You must get the money no matter what you think of within a week. Return it. We can't give you any more time, so please seize these few days.

4. The customer said he would pay back when he has money, but he has no money now

Words (short overdue): Mr./Ms. If you are sincere and repay some of the funds first, I will use this reason to apply for a grace period of a few days. You must borrow money from relatives and friends through other channels and process the repayment as soon as possible.

5. The customer promised to repay, but failed to deal with it for a long time many times

Talking skills: Our phone calls are all recorded. If you continue to delay repayment, we can treat it as Because you maliciously delayed the payment and allegedly fabricated the repayment facts, according to the company's relevant regulations, we may hold you liable for a second breach of contract (cancellation of installment repayment, forced settlement, etc.).

Words: You are now overdue for , we will not be responsible for any impact on your life.