For you, as a credit business owned by Lacarra, like all loans, it will involve handling fees and interest. So, how much do you charge for returning the credit card? How much is this handling fee? Let's take a look together.

No matter what kind of loan it is, it is not provided to the applicant in vain. If you don't give them the sweetness, you can't apply. Handling fees and interest are one of their incomes, and you are no exception. If you want to know the specific handling fee for repayment, it depends on how you repay it, usually according to the number of loan periods.

First, determine the number of repayment periods you apply for.

As far as I know, the repayment time for you is very short, which is actually calculated in weeks. After the application is successful, users can choose one week, two weeks, three weeks and four weeks for repayment, and the corresponding handling fee rates are 2%, 3%, 4% and 6% respectively.

Suppose you borrow 1000 yuan and choose to divide it into three weeks. The handling fee is calculated at 4% of the total amount, that is, 1000 * 4% = 40 yuan.

Second, then determine the amount to be repaid in each period.

The main repayment amount of the "Repay for You" business ranges from 1 0,000 to 1 0,000 without interest, that is, only the principal is repaid every week, plus the handling fee.

Calculation formula: your weekly repayment amount = total loan amount/number of installments+interest.

Then, how much do you charge for returning the goods?

To enjoy the service for you, users need to submit their personal information for application, and then Lacarra will conduct evaluation and review. After the application is successful, the user cannot cancel or change the business, and the handling fee will be charged in one lump sum in the loan amount.