1. Absorbing direct investment

Absorbing direct investment refers to a financing method in which an enterprise directly absorbs the capital invested by the state, legal persons and individuals according to the principle of "* * * with investment, * * * with operation, * * * with risk and * * * with profit". The funds raised by enterprises by absorbing direct investment can generally be divided into three categories: absorbing state investment, absorbing legal person investment and absorbing individual investment.

2. Issuing common stock

is a kind of securities issued by a joint-stock company to shareholders to prove that they have invested in the company and obtained dividends. Common stock is a stock issued by a company that represents the first shareholder to enjoy equal rights and obligations, without special restrictions, and the dividend is not fixed. Issuing common stock (common stock for short) is the most common way for joint stock limited companies to raise equity funds, and the funds raised by enterprises issuing common stock become common stock.

3. Issuing preferred stocks

Preferred stocks are a kind of securities with the characteristics of common stocks and bonds. The funds raised by preferred stock become preferred stock capital. Issuing preferred shares (referred to as preferred shares) is one of the ways for companies to obtain equity funds.

4. Preserving retained profits

Retained profits refer to the profits that remain at the disposal of the company after the company pays dividends to shareholders with after-tax profits. Retained profit is a part of the company's sovereign capital, and it is also an important way for the company to raise equity, which can provide protection for creditors, facilitate the company's future borrowing and enhance the company's borrowing ability. Moreover, many companies are willing to use this financing method because it generally does not need to use cash to pay higher financing costs like external financing.

methods of fund-raising:

1. The bank loan bank may be a loyal partner of the company, and it is a special enterprise specializing in currency credit. It gathers a large amount of money from depositors at a certain cost, and the bank is like a "reservoir" of funds, ready to provide loans of various maturities and amounts to enterprises that meet its requirements at any time. Think about the bank you are familiar with? Such as: rural credit cooperatives, ICBC, Agricultural Bank, etc.)

Second, credit cards are an important source of funds for startups. Although many people think that credit cards are non-traditional financing channels, it has become increasingly common and widely accepted for new enterprises to use credit cards to finance funds. Think about the credit cards that people around you can help you become famous? Such as: Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Bank of China, etc.)

Third, applying for small secured loans In order to promote the reemployment of laid-off and unemployed people, at the beginning of this year, the Guangzhou Municipal Finance Bureau set up a small secured loan for laid-off and unemployed people in Guangzhou through the annual budget of 5 million yuan. Banks grant loans to eligible small enterprises, and the financial department can give a discount at 5% of the benchmark loan interest rate announced by the People's Bank of China, but there is no discount during the extension period.

fourth, the government for some companies, government agencies are an important source of financing. Small and medium-sized enterprise administration is increasingly becoming an important source of capital. The bureau has a variety of projects and loan guarantees, which are very helpful to small and medium-sized enterprises. Many government agencies not only provide loan assistance, but also provide vocational and technical help for small and medium-sized enterprises. It is reported that Guangdong Province will provide 2 billion yuan to support small and medium-sized enterprises within five years from this year. It is understood that this year, Guangdong's financial support for small and medium-sized enterprises is 2 million yuan, focusing on supporting the construction of credit guarantee system for small and medium-sized enterprises and supporting the technological transformation and innovation of private enterprises. Guangdong will focus on science and technology, export-oriented, absorbing laid-off workers for employment and processing agricultural products.

V. Venture capitalists Venture capitalists have made great contributions to the development of the company. Venture capitalists invest money in promising enterprises in exchange for property rights and sometimes even control of enterprises.

VI. Investment banks invest in financial intermediaries of banks, which can raise a lot of funds needed for the company's development. However, investment banks do not personally invest in entrepreneurs, but raise funds for entrepreneurs from external investors or lenders, and they profit from them. Investment bankers are usually interested in high-tech enterprises or innovative products, because such products have great market potential and can bring them high returns. Another way for investment banks to raise funds is to help companies go public.

7. The financing that suppliers can obtain from suppliers includes traditional commercial credit, such as the seller delivering the goods before you pay. Gao-Ming's cash management strategy should require suppliers to provide credit conditions or discount spot accounting.

VIII. Joint venture strategic partners Establishing joint ventures is an effective way for companies to raise funds. One possibility (such as owners and business households of small and medium-sized enterprises, etc.) is a joint venture project, and both parties agree to invest a sum of money. A joint venture can also solve all your capital needs. Another way of financing is to establish a strategic partnership with another company, possibly a big company, which has business relations with you.

9. The method of distribution right transfer is quite novel. A company with a unique product can raise funds by transferring the product distribution right to others. This is similar to franchising, which collects royalties by transferring business methods.

1. Royalty financing. This is also a financing method. We can regard this form as an advance of investors to the future sales funds of the company. In order to repay this advance, the enterprise should pay the investor a certain proportion of the sales. That is, use fee.

Legal basis:

Article 736 of the Civil Code of the People's Republic of China

The contents of a financial lease contract generally include terms such as the name, quantity, specifications, technical performance, inspection method, lease term, rent composition, payment term and method, currency, and ownership of the lease item at the expiration of the lease term.

the financial lease contract shall be in written form.