The basic differences between the gold card and the regular card of the rural credit cooperative are as follows:

1. The credit limits of the gold card and the regular card of the rural credit cooperative are different:

There is a big difference in the credit limit between the Rural Credit Cooperative Gold Card and the regular credit card. The gold credit card is generally issued to mid-to-high-end customers, and the credit limit is usually between 20,000 yuan and 300,000 yuan, while the credit limit for the regular credit card is Cards are issued to ordinary users, and the credit limit is generally 2,000 yuan to 50,000 yuan. The specific credit limit must be evaluated based on personal qualifications and credit;

2. The annual age of the Rural Credit Cooperative Credit Card Gold Card and Regular Card The fee amount is different:

The credit limit of the Rural Credit Cooperative Gold Card is higher, so the annual fee of the Gold Card is higher than that of the regular card. Take the Fuwantong Banyan IC Credit Gold Card of Fujian Rural Credit Cooperative as an example: the annual fee for the gold card is 80 yuan for the main card and 40 yuan for the supplementary card, while the annual fee for the regular card is 60 yuan per year for the main card and 30 yuan for the supplementary card. yuan/year.

3. The Rural Credit Cooperative Gold Card and the regular card have different rights and interests:

Because the Rural Credit Cooperative Gold Card has a higher level than the regular card, there are usually some features that the regular card does not have. offers. Tip: There are many differences between the Rural Credit Cooperative Gold Card and the Regular Card. Consumers can choose according to their own consumption habits, and do not blindly pursue a certain card.

Introduction to Rural Credit Cooperatives:

Rural Credit Cooperatives (English name Rural Credit Cooperatives, Chinese abbreviation of Rural Credit Cooperatives, Rural Credit Cooperatives) refers to the establishment of Rural Credit Cooperatives with the approval of the People's Bank of China and is established by members Rural cooperative financial institutions that are formed by holding shares, implement democratic management, and mainly provide financial services to members. Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy.