The Hua Xia Bank credit card has been produced, which means that the Hua Xia Bank credit card you applied for has passed the review and met the conditions for receiving the Hua Xia Bank credit card. Now start producing the credit card with your name.
Credit card application process: Applicants apply at the counter or online, fill in and submit personal information to the bank. The bank will take 3-7 working days to review. After approval, a card with the applicant's name will be issued. Once completed, it will be mailed directly to the address submitted by the applicant. Finally, the applicant needs to go to a bank branch to activate.
Extended information:
1. Huaxia Bank credit card application conditions:
1. Age requirements: Domestic residents must be between 18 and 65 years old, and foreigners must be between 18 and 65 years old. Must be between 25-65 years old;
2. Job requirements: Have a stable job, income and fixed residence;
3. Credit requirements: No bad credit record (how to Establish a good credit record);
If you need to apply for an additional card, the applicant for the additional card must be the parent, sibling, spouse or child of the primary card applicant and be between 16 and 25 years old. between.
2. Charging standards:
Annual fee exemption policy: Swipe the Gold Card 5 times to waive the annual fee for the following year
Cash withdrawal handling fee: according to the transaction amount 1% is charged, the minimum charge is 5 yuan domestically, and the minimum charge overseas is 15 yuan or 2 US dollars
The longest interest-free period: 51 days
Multiple account management: enjoy the limit
Online payment: not supported yet (dual-currency cards can be paid through external card channels on some websites)
Instalment business: you can choose any high-value consumption that has not yet been billed For transactions (a single transaction amount is not less than RMB 500 or the equivalent in foreign currency), call the Huaxia Bank Credit Card Center to apply at any time, and you can enjoy zero interest and zero fee installments for up to 6 months.
The maximum amount that titanium card holders can enjoy is RMB 15,000, the maximum amount that gold card holders can enjoy is RMB 10,000, and the maximum amount that ordinary card holders can enjoy is RMB 5,000.
Billing date: Each cardholder's billing date is different. Your billing date will be listed in the statement. You can adjust the billing date according to your income and salary payment date, but it can only be changed once a year
Card types: regular card (limit 2,000-20,000 yuan), gold card (limit 5,000-50,000 yuan), Titanium Card (limit 20,000-200,000 yuan)
Currency: RMB, RMB/USD
3. Annual fee standard:
Huaxia Titanium The annual fee for the main card is RMB 300/card/year, and the supplementary titanium card is RMB 150/card/year;
Hua Xia Bank Credit Card Gold Card main card: RMB 160/card/ year; gold card supplementary card RMB 80/card/year;
HuaXia regular card main card: RMB 80/card/year, regular card supplementary card RMB 50/card/year;
Hua Xia Bank Business Card Gold Card: RMB 300/card/year, Regular Card: RMB 150/card/year.
Reference: Huaxia Bank Credit Card-Baidu Encyclopedia