Question 2: Is the credit card of Guangfa Bank easy to handle? How much is the quota generally approved? Guangfa Bank, China CITIC Bank, Industrial Bank, Minsheng Bank, Huaxia Bank, China Everbright Bank and Shanghai Pudong Development Bank are all relatively easy credit cards.
The credit limit is related to the cardholder's monthly fixed income and assets, which is generally twice of the monthly fixed income. For example, if your monthly salary is 5000 yuan, you can apply for a credit card with a limit of 1000 yuan.
I wish you success in handling the card and enjoy using it!
Question 3: How long will it take for Guangfa Credit Card to be completed? Call 95508, 10 working day. If there is no information, you can ask the customer service to send a bill to the branch to check the submitted package number!
The normal process is 10 working days for submission and 5-7 working days for review. 7- 15 mailing
Question 4: Is it difficult to apply for a gold card of Guangfa Standard Credit Card? Guangfa's gold card is actually no different from Puka, except that it is discounted when redeeming points! ! You can call 95508 to inquire about this situation. It usually takes half a year to upgrade to a gold card, but you can ask for a try! ! There is another way: you ask them to help you find a salesman to buy one for you. Choose a gold card when choosing a card, it's easy to get rid of it! !
Question 5: Can the credit card of Guangfa Bank be used as a card now? Guangfa Bank has always supported the use of cards, requiring good credit, and other cards can be used normally for more than half a year;
Question 6: What kind of card do I need to apply for the credit card of Guangfa Bank? Smart card! ! More points, more cash back, more activities, and relatively affordable.
Question 7: Do I have to go to the counter to open an online Guangfa credit card? Hello, you don't have to go to the counter to open it. You have to go to the counter to sign it yourself. Credit card issuance is based on the principle of three parents (see the applicant in person, check the original ID card of the applicant in person, and see the applicant sign it in person). In order to standardize, you have to "meet" at the counter.
Some meet before issuing cards, and some meet after issuing cards. In the latter case, you can open a card by the way.
Good wishes!
(Please ask questions if you have any questions, and adopt them if you are satisfied.)
Question 8: I want to apply for a credit card of China Guangfa Bank. Which is better? Credit card processing conditions:
At least 18 years old and no more than 65 years old;
Need my second-generation ID card;
A work certificate and income certificate stamped with the financial seal of the unit;
No bad credit record;
Other financial certificates, such as real estate, cars, stocks, bonds, etc.
Credit card application process:
Fill in the application form;
Information of the bank itself and a copy of the information;
The bank sends it to the credit card center;
The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
At least 18 years old is a compulsory requirement for handling credit cards, but without work certificate, it is easy to be rejected to apply for credit cards. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles or a stable source of income. You can also go to a bank with transactions, get a bank flow certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high.
Question 9: It is easier for Guangfa Bank to apply for a credit card. If you submit an application at a business outlet through the next card, the requirements are higher and there are more restrictions on submitting materials. It is recommended to apply in official website of Guangfa Bank. Of course, the approved amount is not high. Maybe you can use it first. After half a year's use, the bank will adjust the quota according to the usage and credit status. After half a year of use, you can also ask for an increase in the amount through WeChat, mobile banking, online banking and 95508.