I. repayment method

(I) automatic repayment

Agricultural Bank of China automatic repayment (agreed repayment)

Agricultural Bank of China credit card supports automatic repayment associated with Agricultural Bank of China debit card or quasi-credit card account, and credit card accounts are deducted regularly every month.

Handling channels: online banking of Agricultural Bank of China, outlets and credit card customer service hotline

Fees: no handling fee

Tips:

The name and ID number of the associated debit card or quasi-credit card account must be consistent with the name and ID number of the credit card host.

automatic repayment is applied by the main cardholder of the credit card, but not by the supplementary cardholder.

full repayment or minimum repayment can be selected for automatic repayment.

the automatic repayment deduction time is twice a month, once on the due repayment date and the other two days after the due repayment date.

(II) Online repayment

1. Online repayment of Agricultural Bank of China

After the online banking certificate (KBao) user is opened in the debit card or quasi-credit card account of Agricultural Bank of China, he can log in to online banking to repay the credit card of Agricultural Bank of China.

Fees: no handling fee

Arrival time: Real-time recovery of available credit line

Tips:

You can apply for a debit card through the counter of Agricultural Bank outlets, and open online banking certificate users. For specific requirements, please refer to

Online banking repayment can only be carried out after credit card information is registered in online banking.

after 2 o'clock every day, the bank's day-end liquidation time. If repayment is made through online banking or self-service equipment during this period, it will be received after liquidation the next day, and the available line cannot be restored in real time.

2. online bank transfer repayment of other banks

debit cards of other banks can be used for online transfer to repay the credit card accounts of ABC

fees: the handling fee is based on the charges of other banks

arrival time: large and small payments are transferred to the channel (small) T+1 below 5, yuan and the quota is restored, and the (large) payments exceeding 5, yuan are quasi-real-time and the available quota is restored after posting, and the posting time interval.

3. AliPay online repayment

You can repay the credit card account of Agricultural Bank of China through Alipay

Fee: There is no handling fee for repayment of my credit card of Agricultural Bank of China (the specific standard is subject to the announcement of Alipay charges)

Time of receipt: real-time recovery of the available amount

Tips:

The maximum daily repayment amount is less than 5, RMB

The maximum single repayment amount is less than 5, RMB

. Arrive the next day

4. Tenpay online repayment

You can repay the credit card account of Agricultural Bank of China through Tenpay

Expense: no handling fee (the specific standard is subject to Tenpay charging announcement)

Arrival time: real-time recovery of available credit line

(3) mobile phone repayment

1. The mobile phone client of Agricultural Bank of China can repay the credit card by logging in to the mobile phone client of Agricultural Bank of China

. Credit limit

Tips:

You should register at the counter of Agricultural Bank of China's outlets before logging in

2. Alipay mobile phone client can repay the credit card of Agricultural Bank of China

Fee: no handling fee (the specific standard is subject to Alipay's charging announcement)

Arrival time: real-time recovery of available credit limit

Tips:

Daily maximum. If the amount is less than RMB 5,

, it will be repaid after 22: every day. Arrive the next day

3. Repayment on Tenpay's mobile phone client

You can log in to Tenpay's mobile phone client to complete the repayment of ABC's credit card

Expense: no handling fee (the specific standard is subject to Tenpay's charging announcement)

Arrival time: real-time recovery of available quota

4. Repayment on Lacarra's mobile phone client

You can log in to Lacarra's mobile phone client to complete the repayment of ABC's credit card

Expense: 2 yuan/ Pen (the specific standard is subject to the announcement of charges in Lacarra)

Arrival time: t+1 working day

Tips:

Single repayment amount is less than 5, RMB

(4) Repayment at bank outlets

1. Repayment at the counter of agricultural bank outlets

You can go to the counter of agricultural bank outlets and repay the credit card of agricultural bank with cash or debit card or quasi-credit card.

counter inquiry at outlets

Fee: no handling fee (debit card or quasi-debit card will be charged for repayment in different places)

Arrival time: real-time recovery of available credit line

2. Self-service machine repayment of Agricultural Bank

You can go to the self-service machine of Agricultural Bank and use the debit card of Agricultural Bank or another bank to repay the credit card account of Agricultural Bank.

Fees: There is no handling fee for using the debit card of Agricultural Bank of China (handling fee will be charged for repayment in different places). Please consult the debit card issuing bank for handling fee of other banks' debit cards.

arrival time: subject to self-service machine tips.

3. Counter transfer/remittance repayment of other banks

You can go to a commercial bank that supports inter-bank transfer over the counter and use its debit card account to repay the credit card account of ABC

Fees: no handling fee

Arrival time: please consult the debit card issuing bank for the specific arrival time

4. Repayment of self-service equipment of other banks

You can go to a bank that has opened inter-bank ATM transfer and use self-service equipment of other banks.

fees: the debit card fees of agricultural bank of China refer to the related fees of ATM channel inter-bank transfer in the service price standard of agricultural bank of China. (please consult the debit card issuing bank for the debit card handling fee of other banks)

Time of receipt: subject to the self-service machine prompt.

Tips:

Banks supporting inter-bank ATM transfer include: China Construction Bank, China Merchants Bank, China Everbright Bank, China CITIC Bank, Shanghai Pudong Development Bank, Industrial Bank, Shenzhen Development Bank, Ping An Bank, Nanjing Bank, Jiangsu Bank, Hangzhou Bank, Zheshang Bank, China Bohai Bank, hengfeng bank, Bank of Ningbo, etc. Please consult the debit card issuing bank for details.

repayment currency of debit cards of other banks is limited to RMB

(5) repayment with other features

repayment of convenience stores in Lacarra

You can go to a convenience store with Lacarra equipment and use other banks' debit cards to repay the credit card account of Agricultural Bank of China through Lacarra self-service equipment.

Expense: 2 yuan/transaction (the specific standard is subject to the charging announcement in Lacarra)

Time of receipt: T+1 working day

Tips:

The single repayment amount is less than 5, RMB (excluding).

Extended information:

Repayment by our bank will be received in real time

If the bank deposits, the repayment by credit card will be received in real time, and it needs to be reminded that if you repay by non-bank method, the recording time may be delayed. Please reserve a certain recording period before repayment to avoid overdue.

The agreed repayment function of the Bank will be fixed at 17: on the due repayment date to deduct money from your binding account. You only need to ensure that the binding account is in a normal state and there are enough demand deposits to deduct money successfully, and generally there will be no repeated deduction.

if there are repeated deductions due to the system reasons of the bank, the account will be adjusted for the customer; If you use the agreed repayment function and make your own deposit into the credit card through other channels, in case of repeated repayment, the extra deposit amount will directly deduct the debt owed by other transactions in your account.

If there is excess deposit in the account after repeated repayment, it is suggested that you can use it for subsequent consumption; If you need to withdraw excess deposits, there will be a withdrawal fee. (Except for special card types, please consult the credit card customer service hotline for details. )

agricultural bank of China-credit card repayment.