Usually, the bank card payment stop can be automatically lifted within three days.

If it has not been canceled after three working days, please contact the bank’s customer service staff in time to cancel it. Bank card transactions are monitored online in real time. If it is discovered that a customer's bank card has an abnormal transaction that touches the "monitoring rules", an early warning will be issued immediately to carry out risk investigation.

Taking measures such as stopping payment for risky bank cards is equivalent to setting an "alarm" on the banking system. If a bank card is used for consumption in multiple places at the same time, multiple Abnormal transactions such as consumption on multiple websites and cash withdrawals using the same amount will be alerted by the system.

A stop payment is a stop payment issued by the payer. It is a preventive measure taken by banks to strengthen management, ensure security, and prevent counterfeit and lost cards from being used, as well as losses and adverse effects caused by lost bills. At the same time, it is also an important step to stop payment of the main card or supplementary card at the request of the cardholder and reduce the cardholder's losses and risks.

Credit card payment stop: Credit card payment stop is generally divided into cardholder's initiative to stop payment, card issuing bank to stop payment, head office to stop payment and cardholder's initiative to cancel.

Credit card stop payment types: loss report card; main card requires stop payment of supplementary card, unit requires stop payment of company card; credit card that exceeds the limit and fails to repay within the time limit; emergency stop payment card in the current period .

Stop payment of a bill refers to a remedy after the loss of a bill in which the person who loses the bill notifies the payer of the bill and instructs the payer to stop paying the bill.

After the check is issued, due to loss or other reasons, the holder or the invoicer requests his or her bank to stop payment for the check. The holder or invoicer can first notify the bank by phone, and the bank will agree to stop payment after receiving written confirmation.

The customer must indicate the number, amount, date and payee name on their check stub. Once the bank receives a stop payment request, it first verifies whether the check has not been paid yet. If payment is not made, the ticket will be returned and the reply "stop payment" or "cancel payment" will be given. If the customer's written confirmation has not yet arrived, the bank's response is "awaiting confirmation of the stop payment order." All these responses must be communicated to the payee, who will find the ticketer to resolve the issue.

The following points should be noted when reporting loss and stop payment:

1. Only those who have lost the ticket have the right to notify the stop of payment.

2. It must be timely. If the payment has been made before reporting the loss, if the payer has no malicious intent or gross negligence, the consequences will be borne by the person who lost the note.

3. The loss should be reported in writing. In special circumstances, it can be reported verbally over the phone, and then the written procedure should be completed immediately.

4. The lost bill must be a legal and valid bill. For bills that have been seized, confiscated or ruled to belong to others by judicial authorities, the original obligee shall not apply to report the loss and stop payment.

5. Within 3 days after reporting the loss, you should apply for a public notice or file a lawsuit with the People's Court.