If the applied credit card is not activated, no fees will be charged. Of course, if you really don’t need it, it’s best to cancel it. Therefore, the cancellation methods if the card is not successfully opened are:
1. You can call the customer service number of the bank that issued the card to cancel. However, you need to go to manual service. By answering a series of personal information filled in when applying for a card, such as ID number, contact number, home address, etc., the card can only be canceled after the customer service confirms that it is the person who is canceling the card.
2. It can be processed at the counter of a bank branch. During the working hours of the counter, bring your ID card and bank card to process. After the identity verification is successful, the staff will cancel the card and personally destroy the card.
3. 45 days after applying for cancellation, go to the bank ATM machine to insert the credit card, and then check the status of the credit card.
4. If the card is canceled successfully, the ATM machine will show that the card has expired; if the credit card can be used normally, be sure to contact the bank customer service in time and cancel the card again.
5. There is usually a time limit for the activation of a credit card, usually three months or half a year, starting from the date of card approval. If the activation time limit of the credit card issued by the issuing bank is determined, no further processing is required after the time limit. Just cut off the card surface.