If a credit card is deactivated and a court summons is received, the cardholder can solve the problem by actively responding to the lawsuit and putting forward his or her own defense; or actively negotiate with the card-issuing bank, and after reaching an agreement, ask the bank Withdraw the prosecution promptly.

Legal Basis

Article 109 of the "Civil Procedure Law of the People's Republic of China"

For defendants who must appear in court, the people's court shall If a person refuses to appear in court after being summoned twice without justifiable reasons, he may be summoned by arrest warrant.

Article 136

When hearing a civil case, the people's court shall notify the parties and other litigation participants three days before the hearing. If the trial is held in public, the names of the parties, the cause of the case, and the time and place of the hearing shall be announced.

Article 144

If the defendant refuses to appear in court without justifiable reasons after being summoned, or leaves the court midway without permission of the court, a judgment may be made in absentia.

Article 145

If the plaintiff applies to withdraw the lawsuit before the judgment is pronounced, the people's court will decide whether to grant it or not.

If the People's Court decides not to allow the lawsuit to be withdrawn, and if the plaintiff refuses to appear in court without justifiable reasons after being summoned by subpoena, a default judgment may be made.