You can go to any outlet to cancel the peony card one month after receiving the card, and the business code is 315. Only when the status of ICBC's credit card becomes "invalid card", it will complete the real card cancellation.
ICBC's credit card is the credit card with the highest circulation in China. At present, ICBC's credit cards mainly include: Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
Peony quasi-credit card is a quasi-credit card issued by China Industrial and Commercial Bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. Peony quasi-credit card can be used for settlement in RMB at UnionPay acceptance points in China and Hong Kong, Macao, Thailand, South Korea, Singapore and other regions, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The emergence of this quasi-credit card is a reflection of the imperfect credit system in China. Peony quasi-credit card has stopped issuing. The peony credit card and peony international credit card that really meet the needs of the public are the development direction.
1. Peony International Credit Card
Peony International Credit Card is a credit card product with international standards launched by China Industrial and Commercial Bank. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency. Peony International Card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is repaid in full before the due repayment date, it can enjoy the interest-free repayment discount. The card is universal.
2. Peony Credit Card
Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives cardholders a certain credit limit and allows them to spend first and then repay. The credit card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is fully repaid before the due repayment date, it can enjoy the interest-free repayment discount. Peony credit card can be used in China and UnionPay acceptance points in Hong Kong, Macao, Thailand, South Korea, Singapore and other regions, and it is settled in RMB, with the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.
3. Peony Credit Card
Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in the People's Republic of China. Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different issuers; According to different credit grades, it is divided into gold card and ordinary card.