After opening the password consumption service, the credit card holders of Shanghai Pudong Development Bank can set the transaction service password of the credit card. Usually, the opening of this service is set by credit card holders in the process of activating their credit cards. In addition, cardholders who have not set this password consumption service during the credit card opening process can also call the bank's credit card customer service phone to open it.

Once the credit card holders of Shanghai Pudong Development Bank have opened the password consumption service, they can set a 6-digit credit card transaction service password. The credit card transaction based on this password will be regarded as the behavior of the credit card holder himself, so the cardholder needs to set and keep the credit card transaction service password correctly.