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In which merchants do credit card holders enjoy the most consumption and the fastest withdrawal?
each bank has its own characteristics and customers it likes, but there are also similarities. For example, it likes customers to brush high-end merchants and consumption abroad, and it should be phased appropriately. When using a credit card, remember the following points, which are the easiest to be blocked or downgraded: when spending, you brush the machine with low rate and bad jump code, and always brush the low-end merchants. Merchants blacklisted by banks ...

Dining places and restaurants, drinking places (bars, pubs, nightclubs, cocktail halls, discotheques), accommodation services (hotels, hotels, motels, resorts, etc.), dance halls, bowling alleys, commercial stadiums, amusement parks, circuses, carnivals, member clubs (sports, entertainment, sports, etc.).

for a long time, the credit card is swiped once a month, and the credit card is emptied after one stroke. There are many people who swipe their cards like this, even if they pay a little attention. Can't you leave it with a quota, even if it's 5%?

In this way, the credit card bank will probably wonder whether you have cashed out, what the money is used for, and whether you are paying off other debts, so the credit card bank can be said to be in a panic. What if you can't pay it back? Banks will feel that such customers are too insecure, and the discount card will be properly sealed.

when many people apply for credit cards at first, the amount is not very high, usually from several thousand to ten thousand, so when these people need money, they will clean up all the amount, which is absolutely taboo for credit cards. If there is really a large demand, you can call the credit card center to apply and keep good habits.

there are too many small credit cards, and it is not easy to withdraw the amount. Many people always apply for credit cards from more than a dozen banks in one breath, and their credit information has been inquired by banks many times in a short period of time. As a result, when they receive credit cards, they all have a small amount of 2, to 3,. Your 1 credit lines may not be as high as others' one card, but your credit record has been spent.

Many people don't know about credit cards, or don't use mobile banking to check the balance of credit cards, so they will check the balance on the pos machine, and then spend money on the POS machine. It doesn't matter if they do it occasionally. The most feared thing is to check the balance every time before swiping the card, so the bank will think that you are doing TX 1%.

At present, the card swiping fee is six thousandths, that is, 1, yuan is deducted from 6 yuan, and the card issuing bank charges 7% of the fee according to the regulations, that is, normally, non-preferential merchants spend 1, yuan of bank income in 42 yuan, but it happened that it was swiped as a code skipping machine, so you didn't save money, and the bank didn't make any money. Of course, the bank will be angry. As a result, it is inevitable that your card will be reduced in .......... and the card will be blocked.